2 products side by side
Signature Credit Card
AAIB Signature Cashback Visa Credit Card No product wins everything — the right one depends on your need.
| Specs | Signature Credit Card Attijariwafa bank Egypt | AAIB Signature Cashback Visa Credit Card Arab African International Bank |
|---|---|---|
| Network | Visa | Visa |
| Tier | Signature | Signature |
| Contactless | Yes | Yes |
| Apple Pay | No | Yes |
| Google Pay | No | No |
| Credit limit | EGP 200,000 – EGP 2,000,000 | EGP 60,000 – EGP 1,500,000 |
| Purchase limit abroad (POS) | EGP 450,000 Best | EGP 390,000 |
| Cash withdrawal limit abroad | EGP 4,500 | EGP 10,000 Best |
| Monthly intl. online limit (from Egypt) | — | EGP 50,000 |
| Effective annual rate (APR) | 63.84% (4.2% /mo) | 60.1% (4% /mo) Best |
| Nominal APR | 50.4% | 48% Best |
| Installment interest | — | 95% |
| Grace period | 55 days | 55 days |
| First year free | No | No |
| Annual fee | EGP 2,000 | EGP 1,500 Best |
| Fee waivable | No | No |
| Issuance fee | EGP 1,500 | EGP 1,500 |
| Late payment fee | EGP 150 | EGP 150 |
| Over-limit fee | EGP 150 | EGP 150 |
| Supplementary card fee/yr | EGP 1,000 (first 2 free) | EGP 1,500 |
| Foreign txn fee | 3% | 3% |
| Min payment (%) | 5% | 5% |
| Min payment (fixed) | EGP 100 | EGP 100 |
| Cash advance APR (effective) | 63.84% (4.2% /mo) | 60.1% (4% /mo) Best |
| Cash advance APR (nominal) | 50.4% | 48% Best |
| Domestic cash advance fee | EGP 35 | 3% (min EGP 40) |
| Cash advance limit | — | Up to 90% of the credit limit in cash |
| Cash advance fee abroad | EGP 80 | 3% (min EGP 50) |
| Lounge access | Yes | Yes |
| Installments | Yes | Yes |
| Travel insurance | No | Yes |
| Purchase protection | Yes | Yes |
| Cashback | No | Yes |
| Cashback rate | — | 10% |
| Rewards points | Yes | Yes |
| Rewards program | برنامج WafaPoints | برنامج المكافآت |
| Points per EGP | — | 2.5 |
| Signup bonus | — | 2.5 نقطة لكل جنيه |
| Free lounge visits/yr | — | 4 |
| Installment months | — | 6060 |
| Min salary | — | EGP 10,000 |
| Min monthly income | — | EGP 10,000 |
| Min age | 21 | 21 |
| Max age | — | 65 |
| Approved employer | No | No |