Banky team Reviewed editorial answerBring with you the final financing offer, a draft or copy of the contract, the installment schedule, a statement of all fees, the terms of early and late repayment, and any separate documents within the structure such as the promise, power of attorney, or asset purchase agreement.
Key points
If the product is a Murabaha, ask for the final selling price; if it's an Ijarah, ask for details of the lease and ownership terms.
The goal is to review the entire deal, not just the installment agreement.
The figures, fees and limits in this answer vary by bank and change over time — confirm them with your bank or the official source before acting.