Banky team Reviewed editorial answerIt's not necessary for you to receive it in your hands like a consumer good, but the process must be based on a real commodity and transactions, not just names on paper.
Key points
You have the right to understand simply what the commodity is, who owns it at each stage, and who sells it to the third party.
If the entire explanation is just "a system that does it" without a clear understanding, ask for clarification.