If the investment is unsuccessful, is the bank obligated to compensate me?

Not every loss means the bank has to pay it out of pocket.

Key points

• We must differentiate between a normal investment loss and a loss resulting from negligence, misconduct, or a violation by the investment manager.

• Therefore, understand the type of account and its risk level before depositing funds, and don't treat an investment account like a guaranteed current account using the same logic.

Source

• AAOIFI — Sharia Standards