Is the return on an Islamic account guaranteed?

We can't generalize.

Steps

1. You need to know the type of account and the contract.

2. A current account is different from a speculative investment account, and in investment, the method of profit distribution and risk tolerance are essential parts of the formula.

3. If a bank employee tells you a return figure, ask them: Is this figure contractually guaranteed or projected based on past results or distributions?

The figures, fees and limits in this answer vary by bank and change over time — confirm them with your bank or the official source before acting.

Source

• AAOIFI — Sharia Standards