Does an Islamic credit card mean there are no fees?

No.

Key points

• “Islamic” doesn’t mean “free.” There may be issuance or renewal fees, service charges, or costs associated with specific usage, depending on the card structure.

• The right question isn’t just “Are there fees or not?”; ask what each fee is for, and what happens if you make a late payment, withdraw cash, or pay in installments.

The figures, fees and limits in this answer vary by bank and change over time — confirm them with your bank or the official source before acting.

Source

• AAOIFI — Sharia Standards

• Central Bank of Egypt — Payment Cards