Banky team Reviewed editorial answerYes, it's natural for the deferred payment price in a Murabaha transaction to be higher than the cash price because the bank sets a price that includes its profit on the deferred sale.
Key points
The important thing is that the final price is known and agreed upon, and that you compare it to the cost of alternatives.
Don't say "the installment is suitable" before you multiply the installment by the number of months and add the down payment, fees, and insurance.
The figures, fees and limits in this answer vary by bank and change over time — confirm them with your bank or the official source before acting.