Can heirs break a certificate before its expiry date?

Heirs can request to dispose of the certificate after completing the estate documents and proving their legal standing.

Key points

• However, early redemption is subject to the certificate's terms and conditions and may reduce the yield.

• Request the net value of the early redemption from the bank now and the maturity value for comparison before making a decision.

The figures, fees and limits in this answer vary by bank and change over time — confirm them with your bank or the official source before acting.

Source

• Central Bank of Egypt — Know Your Rights