Banky team Reviewed editorial answerThere are car financing programs on the market that don't require salary transfer, but they often require another way to prove income and may differ in pricing, loan percentage, and required documentation.
Steps
Compare a salary transfer offer with a non-transfer offer in terms of total cost, not just convenience.
If you have a strong and proven income, the terms might be favorable, but not transferring your salary doesn't mean you'll get a loan without a proper evaluation.
The figures, fees and limits in this answer vary by bank and change over time — confirm them with your bank or the official source before acting.