Are self-employed individuals eligible for mortgage financing?

Self-employed individuals can obtain mortgage financing, but the proof of income differs from that required by salaried employees.

Key points

• The bank may rely on bank statements, tax returns or documents, business history, length of service, and income streams.

• Prepare a regular financial file well in advance, because the issue isn't necessarily "no salary," but rather the bank's ability to assess a stable and repayable income.

Source

• Central Bank of Egypt — Consumer Protection

• Banque Misr — Individual Mortgages