What is the difference between a Debit Card and a Credit Card?

A debit card charges your account balance, while a credit card uses a credit limit that you repay later.

Steps

1. Choose the type based on your spending habits and payment methods, not the card's format.

2. A credit card may incur interest and fees if not managed properly.

The figures, fees and limits in this answer vary by bank and change over time — confirm them with your bank or the official source before acting.

Source

• Central Bank of Egypt — Regulations Book 11