Banky team Reviewed editorial answerA regular check is issued by the account holder on their own account, and therefore its payment depends on available funds and the check's validity at the time of presentation.
Steps
A bank check, on the other hand, is issued by the bank itself according to specific procedures and with sufficient funds, giving the beneficiary a higher degree of security in some large transactions.
Before using either type of check, inquire about fees, cancellation and collection procedures, and whether the other party requires a specific format.
The figures, fees and limits in this answer vary by bank and change over time — confirm them with your bank or the official source before acting.