Your IPN (International Mobile Account Number) is a 6-digit PIN for each InstaPay account used to confirm transactions.
Key points
Think of it like a key to execute a transfer: never share it with anyone or write it down in a message.
If you forget it or it gets locked, use the official reset path within the app instead of asking someone else for help.
The figures, fees and limits in this answer vary by bank and change over time — confirm them with your bank or the official source before acting.