Banky team Reviewed editorial answerIf the takaful (Islamic insurance) is linked to car financing, ask if it's a condition of the financing, the subscription amount, the deductible, and who benefits from compensation.
Also, find out if the cost is fixed or if it changes with the car's value.
The figures, fees and limits in this answer vary by bank and change over time — confirm them with your bank or the official source before acting.