What impact does the return guarantee have on me as a customer?

Don't assume that a sukuk's return is guaranteed simply because it offers periodic distributions.

Key points

• The guarantee and risk are determined by the issuance structure, the obligated parties, and the collateral.

• Read the prospectus and understand the source of the return before comparing it to a deposit or certificate.

The figures, fees and limits in this answer vary by bank and change over time — confirm them with your bank or the official source before acting.

Source

• AAOIFI — Sharia Standards