Does the delay in Islamic finance harm iScore?

Yes, the fact that the financing is Islamic does not negate the impact of credit defaults.

The credit report includes the payment history and the status of obligations, so any delays may affect your rating.

If you experience default, address it officially and keep the settlement or clearance document, then review the report as needed.

Source

• AAOIFI — Sharia Standards

• I-Score — What is a Credit Report