How do I find out the value of terminating a lease before its expiry date?

Request an "early settlement offer" with a specific date instead of collecting the remaining installments yourself.

Steps

1. The offer must clearly state what is due up to the settlement date, and any amounts related to the condition of the asset or the transfer of ownership procedures if it's a lease-to-own agreement.

2. Compare this figure to the total you would have paid if you had continued until the end before making your decision.

Source

• AAOIFI — Sharia Standard 9: Ijarah and Ijarah Muntahia Bittamleek