Saving account — ARAB INTERNATIONAL BANK | Banky

Editor-in-Chief Mohamed Salah

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Editor-in-Chief Mohamed Salah

BANKY NOW 2 Nov 2026
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Saving account

ARAB INTERNATIONAL BANK · Savings · Egyptian Pound · 3.0 · Saturday 10 October 2026 - 01:07 AM

An EGP savings account with a EGP 200,000 minimum opening limit, offering interest rates from 10% monthly to 11% annually, calculated on the minimum monthly balance with flexible payout options.

Interest rate
10% – 11%
Min. opening deposit
EGP 200K
Monthly fee
EGP 0

Banky Analysis

Suits you if

  • Grow my savings the most
    • Net yield after fees higher than average
  • I want an account with banking features
    • More banking features than average

Not for you if

  • I want to start with a small amount

All of this is measured against products in EGP only

Last checked Monday 02 November 2026 - 04:02 PM

Returns

Interest type
Fixed
Base rate
10%
Max rate
11%
Payout
Multiple
Rate tiers
  1. ≥ EGP 200,000 Compounded monthly
    10%
  2. ≥ EGP 200,000 Compounded quarterly
    10.5%
  3. ≥ EGP 200,000 Compounded semi-annually
    10.75%
  4. ≥ EGP 200,000 Compounded annually
    11%

Balance & withdrawals

Min opening deposit
EGP 200,000
Min balance for interest
EGP 200,000
Overdraft allowed
No

Fees

Opening fee
EGP 200
Monthly fee
EGP 0
Quarterly fee
EGP 120
Below-minimum fee
EGP 0

Features & requirements

Debit card
Yes
Online banking
Yes
Mobile banking
Yes
Joint account
No
Minor account
No
For women
No
For pensioners
No

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Saving account

See how regular monthly deposits grow your balance over time.

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Results are estimates for guidance only and may differ from a bank's actual offer.

Our take 3.0

3.0 Banky rating

Pros

  • Highly flexible payout options (monthly to annually) with competitive returns up to 11% for structured cash flow management.

Cons

  • High minimum opening balance requirement (EGP 200,000), making it less accessible for small savers or entry-level customers.

Our take

The EGP Savings Account for Individuals from Arab International Bank provides a flexible investment solution to grow savings with a choice of yield payout frequencies (monthly, quarterly, semi-annually, or annually). Interest is calculated on the lowest monthly balance, with a minimum opening balance requirement of EGP 200,000.

An EGP savings account with a EGP 200,000 minimum opening limit, offering interest rates from 10% monthly to 11% annually, calculated on the minimum monthly balance with flexible payout options.

Compare

Alternatives at a glance
Saving account ARAB INTERNATIONAL BANK This one star the united bank Current Account 365 Days MID BANK Super Daily Plus Savings Account bank nxt
Interest rate
10% – 11% 10% – 13.25% 10.5% – 17% 11% – 15.25%
Min. opening deposit
EGP 200K EGP 100K EGP 5,000 EGP 5,000
Monthly fee
EGP 0 EGP 40 EGP 0 EGP 100
Compare with 3 similar savings

Added Sunday 19 July 2026 - 03:27 PM Updated Wednesday 26 August 2026 - 10:10 PM