Premium savings account with monthly returns — Emirates NBD | Banky

Editor-in-Chief Mohamed Salah

ع

Editor-in-Chief Mohamed Salah

BANKY NOW 2 Nov 2026
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Premium savings account with monthly returns

Emirates NBD · Savings · Egyptian Pound · 4.0 · Monday 12 October 2026 - 12:18 AM

An EGP savings account for priority banking clients with a 1M EGP minimum balance and progressive monthly returns up to 18.25%.

Interest rate
14.5% – 18.25%
Min. opening deposit
EGP 1M
Monthly fee
EGP 0

Banky Analysis

Suits you if

  • Grow my savings the most
    • Net yield after fees higher than average
  • I want an account with banking features
    • More banking features than average

Not for you if

  • I want to start with a small amount

What's good

  • No maintenance fees

All of this is measured against products in EGP only

Last checked Monday 02 November 2026 - 04:02 PM

Returns

Interest type
Fixed
Base rate
14.5%
Max rate
18.25%
Payout
Compounded monthly
Rate tiers
  1. EGP 1,000,000 – EGP 9,999,999
    14.5%
  2. EGP 10,000,000 – EGP 29,999,999
    16.5%
  3. EGP 30,000,000 – EGP 49,999,999
    18%
  4. ≥ EGP 50,000,000
    18.25%

Balance & withdrawals

Min opening deposit
EGP 1,000,000
Min balance for interest
EGP 1,000,000
Overdraft allowed
No

Fees

Opening fee
EGP 0
Monthly fee
EGP 0
Quarterly fee
EGP 0
Below-minimum fee
EGP 0

Features & requirements

Debit card
Yes
Online banking
Yes
Mobile banking
Yes
Joint account
No
Minor account
No
For women
No
For pensioners
No

Do the maths

Premium savings account with monthly returns

See how regular monthly deposits grow your balance over time.

Enter values to see the result.

Results are estimates for guidance only and may differ from a bank's actual offer.

Our take 4.0

4.0 Banky rating

Pros

  • High and competitive annual returns starting from 14.50% up to 18.25% credited monthly with convenient debit card access.

Cons

  • Requires a very high minimum balance requirement (1,000,000 EGP) to open and maintain the account without forfeiting interest.

Our take

The Tiered Savings Account in EGP from Emirates NBD offers priority banking customers the opportunity to grow their savings with a minimum opening balance of 1,000,000 EGP. Interest is calculated monthly on the minimum monthly balance provided it does not fall below the threshold throughout the month, featuring debit card access and progressive returns reaching up to 18.25% annually.

An EGP savings account for priority banking clients with a 1M EGP minimum balance and progressive monthly returns up to 18.25%.

Compare

Alternatives at a glance
Premium savings account with monthly returns Emirates NBD This one Ahlan Digital Account Credit Agricole Egypt Monthly Saving Plus account bank nxt Sitara Plus Savings Account saib bank
Interest rate
14.5% – 18.25% 15.75% 13% – 18% 12.5% – 15.75%
Min. opening deposit
EGP 1M EGP 500 EGP 5,000 EGP 20K
Monthly fee
EGP 0 EGP 60 EGP 100 EGP 40
Compare with 3 similar savings

Added Thursday 16 July 2026 - 02:36 PM Updated Monday 12 October 2026 - 12:17 AM