Current Account 365 Days — MID BANK | Banky

Editor-in-Chief Mohamed Salah

ع

Editor-in-Chief Mohamed Salah

BANKY NOW 3 Nov 2026
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Current Account 365 Days

MID BANK · Savings · Egyptian Pound · 4.8 · Wednesday 19 August 2026 - 09:58 PM

A current account with daily interest for individuals and companies, offering cheque and debit card facilities, transfers, and bill payments. Interest is calculated on balances starting from EGP 50,000 for individuals and EGP 1,000,000 for companies.

Interest rate
10.5% – 17%
Min. opening deposit
EGP 5,000
Monthly fee
EGP 0

Banky Analysis

Suits you if

  • Grow my savings the most
    • Net yield after fees higher than average
  • I want an account with banking features
    • More banking features than average

Not for you if

  • I want to start with a small amount

What's good

  • Fees lower than average

All of this is measured against products in EGP only

Last checked Monday 02 November 2026 - 04:02 PM

Returns

Interest type
Fixed
Base rate
10.5%
Max rate
17%
Payout
Daily
Rate tiers
  1. EGP 50,000 – EGP 499,999
    10.5%
  2. EGP 500,000 – EGP 999,999
    12.75%
  3. EGP 1,000,000 – EGP 4,999,999
    14.25%
  4. EGP 5,000,000 – EGP 9,999,999
    15.5%
  5. EGP 10,000,000 – EGP 24,999,999
    16.25%
  6. EGP 25,000,000 – EGP 49,999,999
    16.75%
  7. ≥ EGP 50,000,000
    17%

Balance & withdrawals

Min opening deposit
EGP 5,000
Min balance for interest
EGP 50,000
Overdraft allowed
No

Fees

Opening fee
EGP 100
Monthly fee
EGP 0
Quarterly fee
EGP 45
Below-minimum fee
EGP 30

Features & requirements

Debit card
Yes
Online banking
Yes
Mobile banking
Yes
Joint account
Yes
Minor account
No
For women
No
For pensioners
No

Do the maths

Current Account 365 Days

See how regular monthly deposits grow your balance over time.

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Results are estimates for guidance only and may differ from a bank's actual offer.

Our take 4.8

4.8 Banky rating

Pros

  • Standing instructions can be set on the account.
  • Two free cheque books can be issued, with cheque collection available at no additional charge.

Cons

  • Interest is calculated on balances starting from EGP 50,000 for individuals and EGP 1,000,000 for companies

Our take

The 365 Current Account is an EGP current account available to individuals and companies, with interest calculated and credited daily. It offers various banking facilities, including cheque and debit card transactions, transfers, bill payments, standing instructions, and free cheque books. However, interest calculation starts from EGP 50,000 for individuals and EGP 1,000,000 for companies.

A current account with daily interest for individuals and companies, offering cheque and debit card facilities, transfers, and bill payments. Interest is calculated on balances starting from EGP 50,000 for individuals and EGP 1,000,000 for companies.

Compare

Alternatives at a glance
Current Account 365 Days MID BANK This one star the united bank Super Daily Plus Savings Account bank nxt MID Prime Saving Account MID BANK
Interest rate
10.5% – 17% 10% – 13.25% 11% – 15.25% 11% – 17.75%
Min. opening deposit
EGP 5,000 EGP 100K EGP 5,000 EGP 5,000
Monthly fee
EGP 0 EGP 40 EGP 100 EGP 0
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Added Tuesday 19 May 2026 - 09:44 PM Updated Sunday 25 October 2026 - 10:56 PM