Annually Saving Plus Account — bank nxt | Banky

Editor-in-Chief Mohamed Salah

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Editor-in-Chief Mohamed Salah

BANKY NOW 3 Nov 2026
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Annually Saving Plus Account

bank nxt · Savings · Egyptian Pound · 3.5 · Tuesday 18 August 2026 - 09:41 PM

A savings account offering an 8% annual return, suitable for customers seeking a fixed return with easy access to their savings through a debit card and ATMs

Interest rate
8%
Min. opening deposit
EGP 5,000
Monthly fee
EGP 100

Banky Analysis

Suits you if

  • I want an account with banking features
    • More banking features than average

Not for you if

  • Grow my savings the most
    • Net yield after fees lower than average
  • I want to start with a small amount

All of this is measured against products in EGP only

Last checked Monday 02 November 2026 - 04:02 PM

Returns

Interest type
Fixed
Base rate
8%
Payout
Compounded annually
Rate tiers
  1. ≥ EGP 5,000
    8%

Balance & withdrawals

Min opening deposit
EGP 5,000
Min balance for interest
EGP 0
Overdraft allowed
No

Fees

Opening fee
EGP 100
Monthly fee
EGP 100
Quarterly fee
EGP 0
Below-minimum fee
EGP 100

Features & requirements

Debit card
Yes
Online banking
Yes
Mobile banking
Yes
Joint account
No
Minor account
No
For women
No
For pensioners
No

Do the maths

Annually Saving Plus Account

See how regular monthly deposits grow your balance over time.

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Results are estimates for guidance only and may differ from a bank's actual offer.

Our take 3.5

3.5 Banky rating

Pros

  • The ability to make cash withdrawals or check your balance using the card through the bank’s ATM network or other banks’ ATM networks.
  • The ability to use the debit card locally.

Cons

  • Ensure that the account balance remains above the announced minimum balance throughout the month to avoid monthly fees.

Our take

The Annual Plus Savings Account is a suitable option for customers who prefer a fixed annual return of 8% while maintaining convenient access to their savings. With a minimum opening balance of EGP 5,000, the account also offers cash withdrawals and balance inquiries through ATMs, as well as local debit card usage, making it a simple and practical option for long-term savings.

A savings account offering an 8% annual return, suitable for customers seeking a fixed return with easy access to their savings through a debit card and ATMs

Compare

Alternatives at a glance
Annually Saving Plus Account bank nxt This one Saving Account National Bank of Egypt Wafa Premium Account Attijariwafa bank Egypt star the united bank
Interest rate
8% 7.5% – 11.5% 9% – 17.75% 10% – 13.25%
Min. opening deposit
EGP 5,000 EGP 5,000 EGP 20K EGP 100K
Monthly fee
EGP 100 EGP 30 EGP 50 EGP 40
Compare with 3 similar savings

Added Tuesday 19 May 2026 - 09:34 PM Updated Monday 19 October 2026 - 01:32 PM