Monthly Saving Plus account — bank nxt | Banky

Editor-in-Chief Mohamed Salah

ع

Editor-in-Chief Mohamed Salah

BANKY NOW 2 Nov 2026
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Monthly Saving Plus account

bank nxt · Savings · Egyptian Pound · 4.5 · Tuesday 18 August 2026 - 09:24 PM

A flexible savings account offering a competitive monthly return of up to 18%, with easy access to your savings

Interest rate
13% – 18%
Min. opening deposit
EGP 5,000
Monthly fee
EGP 100

Banky Analysis

Suits you if

  • Grow my savings the most
    • Net yield after fees higher than average
  • I want an account with banking features
    • More banking features than average

Not for you if

  • I want to start with a small amount

All of this is measured against products in EGP only

Last checked Monday 02 November 2026 - 04:02 PM

Returns

Interest type
Fixed
Base rate
13%
Max rate
18%
Payout
Compounded monthly
Rate tiers
  1. EGP 50,000 – EGP 499,999
    13%
  2. EGP 500,000 – EGP 4,999,999
    16.5%
  3. EGP 5,000,000 – EGP 19,999,999
    17%
  4. ≥ EGP 20,000,000
    18%

Balance & withdrawals

Min opening deposit
EGP 5,000
Min balance for interest
EGP 50,000
Overdraft allowed
No

Fees

Opening fee
EGP 100
Monthly fee
EGP 100
Quarterly fee
EGP 0
Below-minimum fee
EGP 100

Features & requirements

Debit card
Yes
Online banking
Yes
Mobile banking
Yes
Joint account
No
Minor account
No
For women
No
For pensioners
No

Do the maths

Monthly Saving Plus account

See how regular monthly deposits grow your balance over time.

Enter values to see the result.

Results are estimates for guidance only and may differ from a bank's actual offer.

Our take 4.5

4.5 Banky rating

Pros

  • The ability to make cash withdrawals or check your balance using the card through the bank’s ATM network or other banks’ ATM networks.
  • The ability to use the debit card locally

Cons

  • Ensure that the account balance remains above the announced minimum balance throughout the month to avoid monthly fees

Our take

a savings account designed for individuals, with a minimum opening balance of EGP 5,000. It provides convenient access to funds through cash withdrawals and balance inquiries via ATMs, as well as local debit card usage. The account offers a competitive monthly return calculated on the lowest balance during the month, with rates ranging from 13% to 18% depending on the balance tier, making it suitable for customers seeking a regular return while maintaining easy access to their savings.

A flexible savings account offering a competitive monthly return of up to 18%, with easy access to your savings

Compare

Alternatives at a glance
Monthly Saving Plus account bank nxt This one Sitara Plus Savings Account saib bank Bedya account SUEZ CANAL BANK Super Daily Plus Savings Account bank nxt
Interest rate
13% – 18% 12.5% – 15.75% 11.75% 11% – 15.25%
Min. opening deposit
EGP 5,000 EGP 20K EGP 0 EGP 5,000
Monthly fee
EGP 100 EGP 40 EGP 10 EGP 100
Compare with 3 similar savings

Added Tuesday 19 May 2026 - 09:29 PM Updated Wednesday 21 October 2026 - 01:03 PM