Current account with daily interest
An individual EGP current account that offers progressive daily interest based on balance tiers starting from 50k EGP.
- Interest rate
- 3% – 18%
- Min. opening deposit
- EGP 50K
- Monthly fee
- EGP 0
Banky Analysis
Suits you if
- I want an account with banking features
- More banking features than average
Not for you if
- Grow my savings the most
- Net yield after fees lower than average
- I want to start with a small amount
All of this is measured against products in EGP only
Last checked Monday 02 November 2026 - 04:02 PM
Returns
- Interest type
- Fixed
- Base rate
- 3%
- Max rate
- 18%
- Payout
- Daily
- EGP 50,000 – EGP 999,9993%
- EGP 1,000,000 – EGP 2,999,9994.25%
- EGP 3,000,000 – EGP 4,999,9997%
- EGP 5,000,000 – EGP 14,999,99913.75%
- EGP 15,000,000 – EGP 24,999,99914.75%
- EGP 25,000,000 – EGP 49,999,99916.25%
- EGP 50,000,000 – EGP 99,999,99917.5%
- ≥ EGP 100,000,00018%
Balance & withdrawals
- Min opening deposit
- EGP 50,000
- Min balance for interest
- EGP 50,000
- Overdraft allowed
- No
Fees
- Opening fee
- EGP 250
- Monthly fee
- EGP 0
- Quarterly fee
- EGP 250
- Below-minimum fee
- EGP 150
Features & requirements
- Debit card
- Yes
- Online banking
- Yes
- Mobile banking
- Yes
- Joint account
- No
- Minor account
- No
- For women
- No
- For pensioners
- No
Do the maths
Our take
Pros
- Progressive daily interest with immediate accessibility via debit card and checkbook.
Cons
- Requires a relatively high minimum balance (50,000 EGP) to qualify for interest earnings.
Our take
The Current Plus Account from Emirates NBD allows individual customers to efficiently manage their EGP funds while earning a competitive daily calculated and credited interest, provided the closing balance is at least 50,000 EGP. It also offers the convenience of checkbook issuance and debit card access locally and internationally.
An individual EGP current account that offers progressive daily interest based on balance tiers starting from 50k EGP.
Compare
| Current account with daily interest Emirates NBD This one | saving account MID BANK | Everyday Savers CIB Egypt | Wafa Saver Attijariwafa bank Egypt |
|---|---|---|---|
| Interest rate | |||
| 3% – 18% | 2.75% – 8.75% | 2% – 10% | 4% – 7.5% |
| Min. opening deposit | |||
| EGP 50K | EGP 2,000 | EGP 20K | EGP 5,000 |
| Monthly fee | |||
| EGP 0 | EGP 0 | EGP 0 | EGP 40 |
Added Monday 18 May 2026 - 02:19 PM Updated Sunday 25 October 2026 - 10:40 PM