Savers Account — CIB Egypt | Banky

Editor-in-Chief Mohamed Salah

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Editor-in-Chief Mohamed Salah

BANKY NOW 3 Nov 2026
  • Central Bank of Egypt
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Savers Account

CIB Egypt · Savings · US Dollar · 4.0 · Wednesday 19 August 2026 - 01:32 PM

A good option for USD savings with flexible interest payouts, but it becomes more beneficial with higher balances.

Interest rate
0.1% – 0.2%
Min. opening deposit
USD 1,000
Monthly fee
USD 0

Banky Analysis

Suits you if

  • I want an account with banking features
    • More banking features than average

Not for you if

  • Grow my savings the most
    • Net yield after fees lower than average
  • I want to start with a small amount

All of this is measured against products in USD only

Last checked Monday 02 November 2026 - 04:02 PM

Returns

Interest type
Fixed
Base rate
0.1%
Max rate
0.2%
Payout
Multiple
Rate tiers
  1. ≥ USD 10,000 Daily
    0.1%
  2. ≥ USD 10,000 Compounded monthly
    0.15%
  3. ≥ USD 10,000 Compounded quarterly
    0.2%

Balance & withdrawals

Min opening deposit
USD 1,000
Min balance for interest
USD 10,000
Overdraft allowed
No

Fees

Opening fee
USD 100
Monthly fee
USD 0
Quarterly fee
USD 120
Below-minimum fee
USD 0

Features & requirements

Debit card
Yes
Online banking
Yes
Mobile banking
Yes
Joint account
No
Minor account
No
For women
No
For pensioners
No

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Savers Account

See how regular monthly deposits grow your balance over time.

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Results are estimates for guidance only and may differ from a bank's actual offer.

Our take 4.0

4.0 Banky rating

Pros

  • Multiple payout options
  • Progressive interest
  • Customers can monitor and manage the account through digital banking services.

Cons

  • High threshold for progressive interest: Progressive interest starts from USD 10,000.

Our take

CIB’s USD Savers Account is suitable for customers holding dollar savings who want to earn interest while maintaining access to their funds, particularly with its multiple payout options.

A good option for USD savings with flexible interest payouts, but it becomes more beneficial with higher balances.

Compare

Alternatives at a glance
Savers Account CIB Egypt This one Interest-bearing current account in US dollars Egbank US Dollar Savings Account HSBC EGYPT Golden Saving Account Arab African International Bank
Interest rate
0.1% – 0.2% 0.1% – 0.75% 0.1% 0.125% – 0.4375%
Min. opening deposit
USD 1,000 USD 50K USD 5,000 USD 1,000
Monthly fee
USD 0 USD 0 USD 0 USD 2
Compare with 3 similar savings

Added Monday 29 June 2026 - 04:19 PM Updated Saturday 10 October 2026 - 12:02 PM