Bedaya Account for Individuals — Al Ahli Bank of Kuwait – Egypt | Banky

Editor-in-Chief Mohamed Salah

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Editor-in-Chief Mohamed Salah

BANKY NOW 2 Nov 2026
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Bedaya Account for Individuals

Al Ahli Bank of Kuwait – Egypt · Savings · Egyptian Pound · 2.0 · Wednesday 28 October 2026 - 04:12 PM

The Bedaya Account offers an attractive savings opportunity with interest rates of up to 7%, easy money management, and a range of banking benefits with no monthly account maintenance fees.

Interest rate
5% – 7%
Min. opening deposit
EGP 100
Monthly fee
EGP 0

Banky Analysis

Suits you if

  • I want to start with a small amount
  • I want an account with banking features
    • More banking features than average

Not for you if

  • Grow my savings the most
    • Net yield after fees higher than average

What's good

  • No maintenance fees

All of this is measured against products in EGP only

Last checked Monday 02 November 2026 - 04:02 PM

Returns

Interest type
Fixed
Base rate
5%
Max rate
7%
Payout
Daily
Rate tiers
  1. EGP 1,000 – EGP 49,999
    5%
  2. EGP 50,000 – EGP 99,999
    6%
  3. ≥ EGP 100,000
    7%

Balance & withdrawals

Min opening deposit
EGP 100
Min balance for interest
EGP 1,000
Overdraft allowed
No

Fees

Opening fee
EGP 0
Monthly fee
EGP 0
Quarterly fee
EGP 0
Below-minimum fee
EGP 0

Features & requirements

Debit card
Yes
Online banking
Yes
Mobile banking
Yes
Joint account
No
Minor account
No
For women
No
For pensioners
No

Do the maths

Bedaya Account for Individuals

See how regular monthly deposits grow your balance over time.

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Results are estimates for guidance only and may differ from a bank's actual offer.

Our take 2.0

2.0 Banky rating

Pros

  • No account opening fees.
  • No minimum balance fees.
  • Free issuance of a debit card.

Cons

  • Interest is paid daily only.

Our take

This Bedaya Account is a suitable option for customers looking for a flexible way to manage their savings in both Egyptian pounds and US dollars, with interest rates of up to 7%. It offers several benefits, including no monthly account maintenance fees, a relatively low minimum opening balance, free debit card issuance, and free registration for online and mobile banking services. Additionally, customers can earn ABK Xtra points every time they use their debit card and redeem them for purchases or cashback. However, customers should consider the minimum balance required to earn interest, as well as the maximum account balance and daily and monthly withdrawal limits, to ensure the account meets their financial needs.

The Bedaya Account offers an attractive savings opportunity with interest rates of up to 7%, easy money management, and a range of banking benefits with no monthly account maintenance fees.

Compare

Alternatives at a glance
Bedaya Account for Individuals Al Ahli Bank of Kuwait – Egypt This one Daily Saving Plus Account bank nxt Wafa Saver Attijariwafa bank Egypt Current account with daily interest Emirates NBD
Interest rate
5% – 7% 6% 4% – 7.5% 3% – 18%
Min. opening deposit
EGP 100 EGP 5,000 EGP 5,000 EGP 50K
Monthly fee
EGP 0 EGP 100 EGP 40 EGP 0
Compare with 3 similar savings

Added Wednesday 28 October 2026 - 03:57 PM Updated Wednesday 28 October 2026 - 03:59 PM