Monthly Savings Account for Individuals — Abu Dhabi Commercial Bank – Egypt | Banky

Editor-in-Chief Mohamed Salah

ع

Editor-in-Chief Mohamed Salah

BANKY NOW 2 Nov 2026
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Monthly Savings Account for Individuals

Abu Dhabi Commercial Bank – Egypt · Savings · Egyptian Pound · 3.5 · Wednesday 28 October 2026 - 01:15 PM

A monthly savings account with a minimum balance of EGP 10,000, offering flexibility and comprehensive digital banking services.

Interest rate
3.25% – 11.75%
Min. opening deposit
EGP 10K
Monthly fee
EGP 200

Banky Analysis

Suits you if

  • I want an account with banking features
    • More banking features than average

Not for you if

  • Grow my savings the most
    • Net yield after fees lower than average
  • I want to start with a small amount

All of this is measured against products in EGP only

Last checked Monday 02 November 2026 - 04:02 PM

Returns

Interest type
Fixed
Base rate
3.25%
Max rate
11.75%
Payout
Compounded monthly
Rate tiers
  1. EGP 10,000 – EGP 50,000
    3.25%
  2. EGP 50,001 – EGP 100,000
    3.5%
  3. EGP 100,001 – EGP 500,000
    3.75%
  4. EGP 500,001 – EGP 750,000
    4%
  5. EGP 750,001 – EGP 1,000,000
    7.25%
  6. EGP 1,000,001 – EGP 5,000,000
    7.5%
  7. EGP 5,000,001 – EGP 10,000,000
    7.75%
  8. EGP 10,000,001 – EGP 25,000,000
    9%
  9. ≥ EGP 25,000,001
    11.75%

Balance & withdrawals

Min opening deposit
EGP 10,000
Min balance for interest
EGP 10,000
Overdraft allowed
No

Fees

Opening fee
EGP 150
Monthly fee
EGP 200
Quarterly fee
EGP 0
Below-minimum fee
EGP 150

Features & requirements

Debit card
Yes
Online banking
Yes
Mobile banking
Yes
Joint account
No
Minor account
No
For women
No
For pensioners
No

Do the maths

Monthly Savings Account for Individuals

See how regular monthly deposits grow your balance over time.

Enter values to see the result.

Results are estimates for guidance only and may differ from a bank's actual offer.

Our take 3.5

3.5 Banky rating

Pros

  • Easily monitor your accounts and carry out banking transactions via the internet and the mobile banking app.
  • Possibility of issuing a debit card

Cons

  • The return is calculated based on the lowest balance during the month, which may reduce the actual return in the event of frequent withdrawals.

Our take

The Monthly Savings Account for Individuals from ADCB Egypt is an ideal choice for customers looking to begin saving moderate amounts while benefiting from monthly interest earnings and high liquidity. The account features a relatively low minimum balance—10,000 EGP—required both to open the account and to begin earning interest. It also offers a range of digital banking services, making it easy to manage funds and track transactions around the clock.

A monthly savings account with a minimum balance of EGP 10,000, offering flexibility and comprehensive digital banking services.

Compare

Alternatives at a glance
Monthly Savings Account for Individuals Abu Dhabi Commercial Bank – Egypt This one Current account with daily interest Emirates NBD saving account MID BANK Wafa Saver Attijariwafa bank Egypt
Interest rate
3.25% – 11.75% 3% – 18% 2.75% – 8.75% 4% – 7.5%
Min. opening deposit
EGP 10K EGP 50K EGP 2,000 EGP 5,000
Monthly fee
EGP 200 EGP 0 EGP 0 EGP 40
Compare with 3 similar savings

Added Wednesday 28 October 2026 - 01:08 PM Updated Wednesday 28 October 2026 - 01:15 PM