Excellency Plus Daily Current Account (Private Banking) — Abu Dhabi Commercial Bank – Egypt | Banky

Editor-in-Chief Mohamed Salah

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Editor-in-Chief Mohamed Salah

BANKY NOW 2 Nov 2026
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Excellency Plus Daily Current Account (Private Banking)

Abu Dhabi Commercial Bank – Egypt · Savings · Egyptian Pound · 3.0 · Wednesday 28 October 2026 - 12:50 PM

A current account offering a daily yield of up to 7.75%, designed for Excellency Plus clients who seek both liquidity and returns.

Interest rate
5.5% – 7.75%
Min. opening deposit
EGP 500K
Monthly fee
EGP 200

Banky Analysis

Suits you if

  • I want an account with banking features
    • More banking features than average

Not for you if

  • Grow my savings the most
    • Net yield after fees lower than average
  • I want to start with a small amount

All of this is measured against products in EGP only

Last checked Monday 02 November 2026 - 04:02 PM

Returns

Interest type
Fixed
Base rate
5.5%
Max rate
7.75%
Payout
Daily
Rate tiers
  1. EGP 500,000 – EGP 1,000,000
    5.5%
  2. EGP 1,000,001 – EGP 5,000,000
    6.25%
  3. EGP 5,000,001 – EGP 10,000,000
    7.25%
  4. EGP 10,000,001 – EGP 100,000,000
    7.75%
  5. ≥ EGP 100,000,001
    7.75%

Balance & withdrawals

Min opening deposit
EGP 500,000
Min balance for interest
EGP 500,000
Overdraft allowed
No

Fees

Opening fee
EGP 100
Monthly fee
EGP 200
Quarterly fee
EGP 0
Below-minimum fee
EGP 150

Features & requirements

Debit card
Yes
Online banking
Yes
Mobile banking
Yes
Joint account
No
Minor account
No
For women
No
For pensioners
No

Do the maths

Excellency Plus Daily Current Account (Private Banking)

See how regular monthly deposits grow your balance over time.

Enter values to see the result.

Results are estimates for guidance only and may differ from a bank's actual offer.

Our take 3.0

3.0 Banky rating

Pros

  • Transactions are managed and executed via the mobile app and online banking.
  • Text message service to track all your transactions

Cons

  • High minimum balance required to earn interest

Our take

The Private Daily Current Account for Excellency Plus clients at ADCB Egypt offers a combination of daily liquidity and a competitive return, providing an annual yield of up to 7.75%, calculated and paid out daily. This account is designed for clients who seek the flexibility of a current account while earning a daily return on their balances, in addition to enjoying exclusive benefits and services reserved for Excellency clients.

A current account offering a daily yield of up to 7.75%, designed for Excellency Plus clients who seek both liquidity and returns.

Compare

Alternatives at a glance
Excellency Plus Daily Current Account (Private Banking) Abu Dhabi Commercial Bank – Egypt This one Daily Saving Plus Account bank nxt Wafa Saver Attijariwafa bank Egypt Saving Account National Bank of Egypt
Interest rate
5.5% – 7.75% 6% 4% – 7.5% 7.5% – 11.5%
Min. opening deposit
EGP 500K EGP 5,000 EGP 5,000 EGP 5,000
Monthly fee
EGP 200 EGP 100 EGP 40 EGP 30
Compare with 3 similar savings

Added Wednesday 28 October 2026 - 12:41 PM Updated Wednesday 28 October 2026 - 12:50 PM