Flexi Save account — saib bank | Banky

Editor-in-Chief Mohamed Salah

ع

Editor-in-Chief Mohamed Salah

BANKY NOW 2 Nov 2026
  • Central Bank of Egypt
  • 🇺🇸 USD Buy 55.37 Sell 55.51 −0.35 −0.63%
  • 🇪🇺 EUR Buy 62.05 Sell 62.22 −0.13 −0.21%
  • 🇬🇧 GBP Buy 74.26 Sell 74.45 −0.36 −0.48%
  • 🇸🇦 SAR Buy 14.75 Sell 14.79 −0.09 −0.63%
  • 🇦🇪 AED Buy 15.07 Sell 15.11 −0.09 −0.62%
  • 🇰🇼 KWD Buy 179.65 Sell 180.15 −1.14 −0.63%
  • 24 Karat 7,040.00 +25.00 +0.36%
  • 21 Karat 6,160.00 +20.00 +0.33%
  • 18 Karat 5,280.00 +15.00 +0.28%
  • Gold Pound 49,280.00 +160.00 +0.33%
  • Ounce 218,970.00 +710.00 +0.33%

Flexi Save account

saib bank · Savings · Egyptian Pound · 4.5 · Wednesday 26 August 2026 - 02:09 PM

Flexi Save from saib offers monthly returns of up to 18% annually while maintaining full access to savings and liquidity.

Interest rate
13.5% – 18%
Min. opening deposit
EGP 20K
Monthly fee
EGP 50

Banky Analysis

Suits you if

  • Grow my savings the most
    • Net yield after fees higher than average
  • I want an account with banking features
    • More banking features than average

Not for you if

  • I want to start with a small amount

All of this is measured against products in EGP only

Last checked Monday 02 November 2026 - 04:02 PM

Returns

Interest type
Fixed
Base rate
13.5%
Max rate
18%
Payout
Compounded monthly
Rate tiers
  1. EGP 15,000 – EGP 149,999
    13.5%
  2. EGP 150,000 – EGP 499,999
    14.5%
  3. EGP 500,000 – EGP 999,999
    15%
  4. EGP 1,000,000 – EGP 1,499,999
    15.5%
  5. EGP 1,500,000 – EGP 4,999,999
    16%
  6. EGP 5,000,000 – EGP 9,999,999
    17%
  7. EGP 10,000,000 – EGP 99,999,999
    17.25%
  8. EGP 100,000,000 – EGP 199,999,999
    17.5%
  9. ≥ EGP 200,000,000
    18%

Balance & withdrawals

Min opening deposit
EGP 20,000
Min balance for interest
EGP 15,000
Overdraft allowed
No

Fees

Opening fee
EGP 140
Monthly fee
EGP 50
Quarterly fee
EGP 0
Below-minimum fee
EGP 120

Features & requirements

Debit card
Yes
Online banking
Yes
Mobile banking
Yes
Joint account
No
Minor account
No
For women
No
For pensioners
No

Do the maths

Flexi Save account

See how regular monthly deposits grow your balance over time.

Enter values to see the result.

Results are estimates for guidance only and may differ from a bank's actual offer.

Our take 4.5

4.5 Banky rating

Pros

  • High annual yield of up to 18% with monthly payouts while keeping funds fully accessible.

Cons

  • Interest is calculated based on the lowest balance during the month, which may reduce actual earnings if frequent withdrawals occur.

Our take

saib's Flexi Save Account is one of the attractive monthly-yield savings accounts in the Egyptian market, particularly for customers maintaining high balances. It offers a competitive annual return of up to 18% with a relatively affordable minimum opening balance of EGP 20,000. The account also provides flexibility through easy deposits, withdrawals, debit card issuance, and digital banking services, making it suitable for individuals seeking regular income while maintaining liquidity.

Flexi Save from saib offers monthly returns of up to 18% annually while maintaining full access to savings and liquidity.

Compare

Alternatives at a glance
Flexi Save account saib bank This one Monthly Saving Plus account bank nxt Sitara Plus Savings Account saib bank Bedya account SUEZ CANAL BANK
Interest rate
13.5% – 18% 13% – 18% 12.5% – 15.75% 11.75%
Min. opening deposit
EGP 20K EGP 5,000 EGP 20K EGP 0
Monthly fee
EGP 50 EGP 100 EGP 40 EGP 10
Compare with 3 similar savings

Added Wednesday 26 August 2026 - 01:59 PM Updated Saturday 10 October 2026 - 04:49 PM