NBE Extra Savings Account — National Bank of Egypt | Banky

Editor-in-Chief Mohamed Salah

ع

Editor-in-Chief Mohamed Salah

BANKY NOW 2 Nov 2026
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NBE Extra Savings Account

National Bank of Egypt · Savings · Egyptian Pound · 4.5 · Saturday 10 October 2026 - 03:21 PM

It is an excellent option for those with moderate to high liquidity (starting from 50,000 pounds and up) who wish to earn high periodic returns.

Interest rate
12% – 17%
Min. opening deposit
EGP 20K
Monthly fee
EGP 100

Banky Analysis

Suits you if

  • I want an account with banking features
    • More banking features than average

Not for you if

  • Grow my savings the most
    • Net yield after fees higher than average
  • I want to start with a small amount

All of this is measured against products in EGP only

Last checked Monday 02 November 2026 - 04:02 PM

Returns

Interest type
Fixed
Base rate
12%
Max rate
17%
Payout
Multiple
Rate tiers
  1. EGP 50,000 – EGP 500,000 Compounded monthly
    12%
  2. EGP 50,000 – EGP 500,000 Compounded quarterly
    13%
  3. EGP 500,001 – EGP 2,000,000 Compounded monthly
    15%
  4. EGP 500,001 – EGP 2,000,000 Compounded quarterly
    16%
  5. EGP 2,000,001 – EGP 2,000,002 Compounded monthly
    16%
  6. EGP 2,000,001 – EGP 2,000,002 Compounded quarterly
    17%

Balance & withdrawals

Min opening deposit
EGP 20,000
Min balance for interest
EGP 50,000
Max withdrawals/mo
100000
Overdraft allowed
No

Fees

Opening fee
EGP 100
Monthly fee
EGP 100
Quarterly fee
EGP 150
Below-minimum fee
EGP 100

Features & requirements

Debit card
Yes
Online banking
Yes
Mobile banking
Yes
Joint account
Yes
Minor account
No
For women
No
For pensioners
No

Do the maths

NBE Extra Savings Account

See how regular monthly deposits grow your balance over time.

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Results are estimates for guidance only and may differ from a bank's actual offer.

Our take 4.5

4.5 Banky rating

Pros

  • High returns compared to traditional savings accounts; the account offers competitive, tiered returns.
  • Accounts can be opened by Egyptians and foreign nationals—both adults and minors—with a waiver of account opening fees and minimum balance requirements when opened electronically via the AlAhli Net or AlAhli Mobile applications.
  • The ability to issue credit and debit cards, and the option to easily purchase local currency savings certificates and time deposits.

Cons

  • The account requires a minimum opening balance of EGP 20,000, while the accrual of returns effectively begins once the balance reaches EGP 50,000.
  • Interest is calculated based on the lowest credit balance during the month.

Our take

It is an excellent choice for individuals with moderate to high liquidity (starting from EGP 50,000) who seek strong periodic returns—whether monthly or annually—while retaining the ability to withdraw funds when needed, without locking them into long-term certificates. While certain long-term savings certificates may offer superior stability regarding fixed interest rates over extended periods, the Al Ahli Extra Savings Account offers the advantage of flexibility and liquidity, alongside a return rate that ranks among the highest currently available for tiered traditional savings accounts in the banking market.

It is an excellent option for those with moderate to high liquidity (starting from 50,000 pounds and up) who wish to earn high periodic returns.

Compare

Alternatives at a glance
NBE Extra Savings Account National Bank of Egypt This one Bedya account SUEZ CANAL BANK Sitara Plus Savings Account saib bank Monthly Saving Plus account bank nxt
Interest rate
12% – 17% 11.75% 12.5% – 15.75% 13% – 18%
Min. opening deposit
EGP 20K EGP 0 EGP 20K EGP 5,000
Monthly fee
EGP 100 EGP 10 EGP 40 EGP 100
Compare with 3 similar savings

Added Wednesday 03 June 2026 - 11:18 AM Updated Tuesday 27 October 2026 - 11:56 AM