Golden Savings Account — Al Ahli Bank of Kuwait – Egypt | Banky

Editor-in-Chief Mohamed Salah

ع

Editor-in-Chief Mohamed Salah

BANKY NOW 2 Nov 2026
  • Central Bank of Egypt
  • 🇺🇸 USD Buy 55.37 Sell 55.51 −0.35 −0.63%
  • 🇪🇺 EUR Buy 62.05 Sell 62.22 −0.13 −0.21%
  • 🇬🇧 GBP Buy 74.26 Sell 74.45 −0.36 −0.48%
  • 🇸🇦 SAR Buy 14.75 Sell 14.79 −0.09 −0.63%
  • 🇦🇪 AED Buy 15.07 Sell 15.11 −0.09 −0.62%
  • 🇰🇼 KWD Buy 179.65 Sell 180.15 −1.14 −0.63%
  • 24 Karat 7,040.00 +25.00 +0.36%
  • 21 Karat 6,160.00 +20.00 +0.33%
  • 18 Karat 5,280.00 +15.00 +0.28%
  • Gold Pound 49,280.00 +160.00 +0.33%
  • Ounce 218,970.00 +710.00 +0.33%

Golden Savings Account

Al Ahli Bank of Kuwait – Egypt · Savings · Egyptian Pound · 4.0 · Friday 23 October 2026 - 01:26 AM

ABK-Egypt’s Golden Savings Account offers returns of up to 17.5% annually, with a minimum opening deposit of EGP 5,000 and interest eligibility starting at EGP 100,000, alongside a range of banking benefits.

Interest rate
11.5% – 17.5%
Min. opening deposit
EGP 5,000
Monthly fee
EGP 100

Banky Analysis

Suits you if

  • I want an account with banking features
    • More banking features than average

Not for you if

  • Grow my savings the most
    • Net yield after fees higher than average
  • I want to start with a small amount

All of this is measured against products in EGP only

Last checked Monday 02 November 2026 - 04:02 PM

Returns

Interest type
Fixed
Base rate
11.5%
Max rate
17.5%
Payout
Multiple
Rate tiers
  1. EGP 100,000 – EGP 499,999 Compounded monthly
    11.5%
  2. EGP 100,000 – EGP 499,999 Compounded quarterly
    11.75%
  3. EGP 100,000 – EGP 499,999 Compounded semi-annually
    12%
  4. EGP 500,000 – EGP 999,999 Compounded monthly
    12.5%
  5. EGP 500,000 – EGP 999,999 Compounded quarterly
    12.75%
  6. EGP 500,000 – EGP 999,999 Compounded semi-annually
    13%
  7. EGP 1,000,000 – EGP 4,999,999 Compounded monthly
    14.5%
  8. EGP 1,000,000 – EGP 4,999,999 Compounded quarterly
    14.75%
  9. EGP 1,000,000 – EGP 4,999,999 Compounded semi-annually
    15%
  10. EGP 5,000,000 – EGP 9,999,999 Compounded monthly
    15.5%
  11. EGP 5,000,000 – EGP 9,999,999 Compounded quarterly
    15.75%
  12. EGP 5,000,000 – EGP 9,999,999 Compounded semi-annually
    16%
  13. EGP 10,000,000 – EGP 19,999,999 Compounded monthly
    16%
  14. EGP 10,000,000 – EGP 19,999,999 Compounded quarterly
    16.25%
  15. EGP 10,000,000 – EGP 19,999,999 Compounded semi-annually
    16.5%
  16. ≥ EGP 20,000,000 Compounded monthly
    16.75%
  17. ≥ EGP 20,000,000 Compounded quarterly
    17%
  18. ≥ EGP 20,000,000 Compounded semi-annually
    17.5%

Balance & withdrawals

Min opening deposit
EGP 5,000
Min balance for interest
EGP 100,000
Overdraft allowed
No

Fees

Opening fee
EGP 100
Monthly fee
EGP 100
Quarterly fee
EGP 0
Below-minimum fee
EGP 75

Features & requirements

Debit card
Yes
Online banking
Yes
Mobile banking
Yes
Joint account
No
Minor account
No
For women
No
For pensioners
No

Do the maths

Golden Savings Account

See how regular monthly deposits grow your balance over time.

Enter values to see the result.

Results are estimates for guidance only and may differ from a bank's actual offer.

Our take 4.0

4.0 Banky rating

Pros

  • Flexibility in conducting daily transactions, including cash withdrawals and deposits.
  • Safe deposit box rental services.

Cons

  • A savings account available exclusively to new individual customers.

Our take

Golden Savings Account from ABK Egypt is designed for new individual customers, offering competitive interest rates of up to 17.5% annually, with monthly, quarterly, or semi-annual interest payments. The minimum opening balance is EGP 5,000, while a minimum balance of EGP 100,000 is required to earn interest. The account also provides flexible cash withdrawals and deposits, local and international transfers, safe deposit box rental, automatic payments for loans and credit cards, and a debit card with exclusive offers and discounts.

ABK-Egypt’s Golden Savings Account offers returns of up to 17.5% annually, with a minimum opening deposit of EGP 5,000 and interest eligibility starting at EGP 100,000, alongside a range of banking benefits.

Compare

Alternatives at a glance
Golden Savings Account Al Ahli Bank of Kuwait – Egypt This one Bedya account SUEZ CANAL BANK Super Daily Plus Savings Account bank nxt MID Prime Saving Account MID BANK
Interest rate
11.5% – 17.5% 11.75% 11% – 15.25% 11% – 17.75%
Min. opening deposit
EGP 5,000 EGP 0 EGP 5,000 EGP 5,000
Monthly fee
EGP 100 EGP 10 EGP 100 EGP 0
Compare with 3 similar savings

Added Tuesday 02 June 2026 - 03:31 PM Updated Friday 23 October 2026 - 01:17 AM