Hesala account

The Industrial Development Bank · Savings · Egyptian Pound · 4.5 · Wednesday 19 August 2026 - 12:10 AM

An attractive option for small savers, offering a 15% daily return without tiered rates.

Interest rate: 15%
Min. opening deposit: EGP 5,000
Monthly fee: EGP 0

Banky Analysis

Suits you if

Grow my savings the most
- Net yield after fees higher than average
I want an account with banking features
- More banking features than average

Not for you if

I want to start with a small amount

What's good

No maintenance fees

All of this is measured against products in EGP only

Last checked Monday 02 November 2026 - 04:02 PM

Returns

Interest type: Fixed
Base rate: 15%
Max rate: 15%
Payout: Daily

Balance & withdrawals

Min opening deposit: EGP 5,000
Min balance for interest: EGP 5,000
Overdraft allowed: No

Fees

Opening fee: EGP 100
Monthly fee: EGP 0
Quarterly fee: EGP 0
Below-minimum fee: EGP 100

Features & requirements

Debit card: Yes
Online banking: Yes
Mobile banking: Yes
Joint account: No
Minor account: No
For women: No
For pensioners: No

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Hesala account

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Results are estimates for guidance only and may differ from a bank's actual offer.

Our take 4.5

4.5 Banky rating

Pros

15% daily return with no tiers
The account targets different customer segments, particularly small savers and financial inclusion customers, making it suitable for those looking to start saving with a moderate amount.
Daily interest calculation

Cons

The free Meeza card is available only for the first year and to financial inclusion customers

Our take

Hesala is a strong option for small savers, particularly with its 15% daily return offered at a single rate without tiers, making the account simple and transparent. Its EGP 5,000 minimum balance also makes it accessible to a broader customer base, although it may still be relatively high for some low-income savers.

An attractive option for small savers, offering a 15% daily return without tiered rates.

Compare

Alternatives at a glance
Hesala account The Industrial Development Bank This one	Ahlan Digital Account Credit Agricole Egypt	Monthly Saving Plus account bank nxt	Sitara Plus Savings Account saib bank
Interest rate
15%	15.75%	13% – 18%	12.5% – 15.75%
Min. opening deposit
EGP 5,000	EGP 500	EGP 5,000	EGP 20K
Monthly fee
EGP 0	EGP 60	EGP 100	EGP 40

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Added Wednesday 19 August 2026 - 12:07 AM Updated Wednesday 26 August 2026 - 10:10 PM