SPEED UP Savings Account — Abu Dhabi Commercial Bank – Egypt | Banky

Editor-in-Chief Mohamed Salah

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Editor-in-Chief Mohamed Salah

BANKY NOW 2 Nov 2026
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SPEED UP Savings Account

Abu Dhabi Commercial Bank – Egypt · Savings · Egyptian Pound · 3.0 · Tuesday 18 August 2026 - 05:16 PM

A tiered savings account with returns starting from EGP 10,000 and no minimum balance required to open the account.

Interest rate
1.5% – 6.5%
Min. opening deposit
EGP 0
Monthly fee
EGP 200

Banky Analysis

Suits you if

  • I want to start with a small amount
  • I want an account with banking features
    • More banking features than average

Not for you if

  • Grow my savings the most
    • Net yield after fees lower than average

All of this is measured against products in EGP only

Last checked Monday 02 November 2026 - 04:02 PM

Returns

Interest type
Fixed
Base rate
1.5%
Max rate
6.5%
Payout
Compounded quarterly
Rate tiers
  1. EGP 10,000 – EGP 50,000
    1.5%
  2. EGP 50,001 – EGP 250,000
    3.5%
  3. EGP 250,001 – EGP 500,000
    4.5%
  4. EGP 500,001 – EGP 1,000,000
    5.5%
  5. ≥ EGP 1,000,001
    6.5%

Balance & withdrawals

Min opening deposit
EGP 0
Min balance for interest
EGP 10,000
Overdraft allowed
No

Fees

Opening fee
EGP 75
Monthly fee
EGP 200
Quarterly fee
EGP 0
Below-minimum fee
EGP 120

Features & requirements

Debit card
Yes
Online banking
Yes
Mobile banking
Yes
Joint account
No
Minor account
No
For women
No
For pensioners
No

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SPEED UP Savings Account

See how regular monthly deposits grow your balance over time.

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Results are estimates for guidance only and may differ from a bank's actual offer.

Our take 3.0

3.0 Banky rating

Pros

  • It is easy to monitor your accounts and carry out banking transactions via the internet and the mobile banking app.
  • Can be opened with no minimum balance

Cons

  • The interest rate is low compared to other alternatives.

Our take

ADCB Egypt's SPEED UP Savings Account is designed for customers looking to grow their savings through a tiered return structure that rewards higher balances with better returns. The account can be opened without a minimum balance requirement, while interest starts accruing from EGP 10,000, making it a flexible savings solution for a wide range of customers.

A tiered savings account with returns starting from EGP 10,000 and no minimum balance required to open the account.

Compare

Alternatives at a glance
SPEED UP Savings Account Abu Dhabi Commercial Bank – Egypt This one Everyday Savers CIB Egypt Current account with monthly interest Emirates NBD saving account MID BANK
Interest rate
1.5% – 6.5% 2% – 10% 1% – 6% Interest rate (Tiered)2.75% – 8.75%
Min. opening deposit
EGP 0 EGP 20K EGP 10K EGP 2,000
Monthly fee
EGP 200 EGP 0 EGP 0 EGP 0
Compare with 3 similar savings

Added Tuesday 18 August 2026 - 05:12 PM Updated Monday 19 October 2026 - 04:30 PM