Savings Plus Account — Abu Dhabi Commercial Bank – Egypt | Banky

Editor-in-Chief Mohamed Salah

ع

Editor-in-Chief Mohamed Salah

BANKY NOW 2 Nov 2026
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Savings Plus Account

Abu Dhabi Commercial Bank – Egypt · Savings · Egyptian Pound · 3.0 · Tuesday 18 August 2026 - 05:10 PM

A flexible savings account that allows customers to choose their interest payout frequency and open accounts in local or foreign currencies.

Interest rate
7.5% – 8.5%
Min. opening deposit
EGP 5,000
Monthly fee
EGP 200

Banky Analysis

Suits you if

  • I want an account with banking features
    • More banking features than average

Not for you if

  • Grow my savings the most
    • Net yield after fees lower than average
  • I want to start with a small amount

All of this is measured against products in EGP only

Last checked Monday 02 November 2026 - 04:02 PM

Returns

Interest type
Fixed
Base rate
7.5%
Max rate
8.5%
Payout
Multiple
Rate tiers
  1. ≥ EGP 5,000 Compounded monthly
    7.5%
  2. ≥ EGP 5,000 Compounded quarterly
    7.75%
  3. ≥ EGP 5,000 Compounded semi-annually
    8%
  4. ≥ EGP 5,000 Compounded annually
    8.5%

Balance & withdrawals

Min opening deposit
EGP 5,000
Min balance for interest
EGP 5,000
Overdraft allowed
No

Fees

Opening fee
EGP 150
Monthly fee
EGP 200
Quarterly fee
EGP 0
Below-minimum fee
EGP 120

Features & requirements

Debit card
Yes
Online banking
Yes
Mobile banking
Yes
Joint account
No
Minor account
No
For women
No
For pensioners
No

Do the maths

Savings Plus Account

See how regular monthly deposits grow your balance over time.

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Results are estimates for guidance only and may differ from a bank's actual offer.

Our take 3.0

3.0 Banky rating

Pros

  • Great flexibility in choosing the return payout frequency.
  • Track your transactions via the SMS alert service

Cons

  • The benefit is minimal compared to other alternatives.

Our take

ADCB Egypt's Savings Plus Account offers a high degree of flexibility by allowing customers to choose their preferred interest payout frequency, whether monthly, quarterly, semi-annually, or annually. The account is also available in both local and foreign currencies, making it an attractive option for savers looking for flexibility and diversified banking solutions.

A flexible savings account that allows customers to choose their interest payout frequency and open accounts in local or foreign currencies.

Compare

Alternatives at a glance
Savings Plus Account Abu Dhabi Commercial Bank – Egypt This one Saving Account National Bank of Egypt Annually Saving Plus Account bank nxt Wafa Premium Account Attijariwafa bank Egypt
Interest rate
7.5% – 8.5% 7.5% – 11.5% 8% 9% – 17.75%
Min. opening deposit
EGP 5,000 EGP 5,000 EGP 5,000 EGP 20K
Monthly fee
EGP 200 EGP 30 EGP 100 EGP 50
Compare with 3 similar savings

Added Tuesday 18 August 2026 - 05:06 PM Updated Monday 19 October 2026 - 04:49 PM