Excellency Private Monthly Savings Account — Abu Dhabi Commercial Bank – Egypt | Banky

Editor-in-Chief Mohamed Salah

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Editor-in-Chief Mohamed Salah

BANKY NOW 2 Nov 2026
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Excellency Private Monthly Savings Account

Abu Dhabi Commercial Bank – Egypt · Savings · Egyptian Pound · 4.5 · Tuesday 18 August 2026 - 04:12 PM

An exclusive savings account for Excellency Private customers offering monthly returns of up to 16% and premium private banking services.

Interest rate
4.25% – 16%
Min. opening deposit
EGP 10K
Monthly fee
EGP 200

Banky Analysis

Suits you if

  • I want an account with banking features
    • More banking features than average

Not for you if

  • Grow my savings the most
    • Net yield after fees lower than average
  • I want to start with a small amount

All of this is measured against products in EGP only

Last checked Monday 02 November 2026 - 04:02 PM

Returns

Interest type
Fixed
Base rate
4.25%
Max rate
16%
Payout
Compounded monthly
Rate tiers
  1. EGP 10,000 – EGP 50,000
    4.25%
  2. EGP 50,001 – EGP 100,000
    4.5%
  3. EGP 100,001 – EGP 500,000
    4.75%
  4. EGP 500,001 – EGP 750,000
    5%
  5. EGP 750,001 – EGP 1,000,000
    8.25%
  6. EGP 1,000,001 – EGP 5,000,000
    9.25%
  7. EGP 5,000,001 – EGP 10,000,000
    11.75%
  8. EGP 10,000,001 – EGP 25,000,000
    14.25%
  9. ≥ EGP 25,000,001
    16%

Balance & withdrawals

Min opening deposit
EGP 10,000
Min balance for interest
EGP 10,000
Overdraft allowed
No

Fees

Opening fee
EGP 150
Monthly fee
EGP 200
Quarterly fee
EGP 0
Below-minimum fee
EGP 150

Features & requirements

Debit card
Yes
Online banking
Yes
Mobile banking
Yes
Joint account
No
Minor account
No
For women
No
For pensioners
No

Do the maths

Excellency Private Monthly Savings Account

See how regular monthly deposits grow your balance over time.

Enter values to see the result.

Results are estimates for guidance only and may differ from a bank's actual offer.

Our take 4.5

4.5 Banky rating

Pros

  • Transactions are managed and executed via the mobile app and online banking.
  • Track your transactions via the SMS alert service

Cons

  • Available exclusively to "Excellency Private" clients; not accessible to all customers.

Our take

ADCB Egypt's Monthly Savings Account for Excellency Private customers is tailored for high-net-worth individuals seeking premium banking services and competitive returns. Offering annual yields of up to 16% with monthly interest payments, the account combines attractive savings opportunities with exclusive banking privileges and personalized services.

An exclusive savings account for Excellency Private customers offering monthly returns of up to 16% and premium private banking services.

Compare

Alternatives at a glance
Excellency Private Monthly Savings Account Abu Dhabi Commercial Bank – Egypt This one Wafa Saver Attijariwafa bank Egypt Current account with daily interest Emirates NBD saving account MID BANK
Interest rate
4.25% – 16% 4% – 7.5% 3% – 18% 2.75% – 8.75%
Min. opening deposit
EGP 10K EGP 5,000 EGP 50K EGP 2,000
Monthly fee
EGP 200 EGP 40 EGP 0 EGP 0
Compare with 3 similar savings

Added Tuesday 18 August 2026 - 04:03 PM Updated Monday 19 October 2026 - 05:07 PM