Current Account for Pensioners — BANQUE MISR | Banky

Editor-in-Chief Mohamed Salah

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Editor-in-Chief Mohamed Salah

BANKY NOW 2 Nov 2026
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Current Account for Pensioners

BANQUE MISR · Savings · Egyptian Pound · 3.5 · Saturday 10 October 2026 - 02:30 PM

A Banque Misr current account for pensioners offering returns of up to 14.75% paid monthly, with no minimum opening balance.

Interest rate
14.75%
Min. opening deposit
EGP 0
Monthly fee
EGP 0

Banky Analysis

Suits you if

  • Grow my savings the most
    • Net yield after fees higher than average
  • I want to start with a small amount
  • I want an account with banking features
    • More banking features than average

What's good

  • No maintenance fees

All of this is measured against products in EGP only

Last checked Monday 02 November 2026 - 04:02 PM

Returns

Interest type
Fixed
Base rate
14.75%
Max rate
14.75%
Payout
Compounded monthly

Balance & withdrawals

Min opening deposit
EGP 0
Min balance for interest
EGP 1,000
Overdraft allowed
No

Fees

Opening fee
EGP 50
Monthly fee
EGP 0
Quarterly fee
EGP 0
Below-minimum fee
EGP 0

Features & requirements

Debit card
Yes
Online banking
Yes
Mobile banking
Yes
Joint account
No
Minor account
No
For women
No
For pensioners
Yes

Do the maths

Current Account for Pensioners

See how regular monthly deposits grow your balance over time.

Enter values to see the result.

Results are estimates for guidance only and may differ from a bank's actual offer.

Our take 3.5

3.5 Banky rating

Pros

  • Option to open an account with no minimum balance.

Cons

  • The account is restricted to pensioners

Our take

Banque Misr’s current account for pensioners is designed to meet the needs of this customer segment by offering returns of up to 14.75%, paid monthly. This provides an additional source of income alongside pension payments while allowing customers to manage their funds through a current account. The account has no minimum opening balance, and returns are calculated on balances starting at EGP 1,000, offering pensioners flexibility in managing their money and earning returns.

A Banque Misr current account for pensioners offering returns of up to 14.75% paid monthly, with no minimum opening balance.

Compare

Alternatives at a glance
Current Account for Pensioners BANQUE MISR This one AAIB Youth Arab African International Bank Ahlan Account Credit Agricole Egypt Current account with monthly interest Emirates NBD
Interest rate
14.75% 16% 14.75% 1% – 6% Interest rate (Tiered)
Min. opening deposit
EGP 0 EGP 0 EGP 3,000 EGP 10K
Monthly fee
EGP 0 EGP 10 EGP 60 EGP 0
Compare with 3 similar savings

Added Tuesday 18 August 2026 - 01:38 PM Updated Sunday 01 November 2026 - 12:41 PM