Treasure Savings Account Plus — National Bank of Kuwait Egypt | Banky

Editor-in-Chief Mohamed Salah

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Editor-in-Chief Mohamed Salah

BANKY NOW 2 Nov 2026
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Treasure Savings Account Plus

National Bank of Kuwait Egypt · Savings · Egyptian Pound · 4.0 · Tuesday 18 August 2026 - 11:41 AM

The Treasure Plus Savings Account is suitable for customers with high savings who seek a competitive monthly return, while the EGP 500,000 interest threshold and lowest-balance calculation should be considered.

Interest rate
17%
Min. opening deposit
EGP 5,000
Monthly fee
EGP 0

Banky Analysis

Suits you if

  • Grow my savings the most
    • Net yield after fees higher than average
  • I want an account with banking features
    • More banking features than average

Not for you if

  • I want to start with a small amount

What's good

  • No maintenance fees

All of this is measured against products in EGP only

Last checked Monday 02 November 2026 - 04:02 PM

Returns

Interest type
Fixed
Base rate
17%
Payout
Compounded monthly

Balance & withdrawals

Min opening deposit
EGP 5,000
Min balance for interest
EGP 500,000
Overdraft allowed
No

Fees

Opening fee
EGP 120
Monthly fee
EGP 0
Quarterly fee
EGP 0
Below-minimum fee
EGP 0

Features & requirements

Debit card
Yes
Online banking
Yes
Mobile banking
Yes
Joint account
No
Minor account
No
For women
No
For pensioners
No

Do the maths

Treasure Savings Account Plus

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Results are estimates for guidance only and may differ from a bank's actual offer.

Our take 4.0

4.0 Banky rating

Pros

  • Interest on high balances: Interest calculation starts from a balance of EGP 500,000, making the account suitable for customers with higher savings.
  • Integrated banking services: Customers receive a debit card and can access SMS banking, online banking, and 24/7 customer service.
  • Monthly interest payment: Interest is credited to the customer's account monthly

Cons

  • High interest eligibility threshold: Interest calculation starts from EGP 500,000, making the account less suitable for customers with smaller savings.
  • Interest based on the lowest monthly balance: Interest is calculated based on the lowest balance during the month, so any decrease in the balance may reduce the return earned.
  • Opening balance does not guarantee interest: Although the account can be opened with EGP 5,000, interest calculation starts only from EGP 500,000.

Our take

The Treasure Plus Savings Account is suitable for customers with high savings who seek a competitive monthly return, while the EGP 500,000 interest threshold and lowest-balance calculation should be considered.

The Treasure Plus Savings Account is suitable for customers with high savings who seek a competitive monthly return, while the EGP 500,000 interest threshold and lowest-balance calculation should be considered.

Compare

Alternatives at a glance
Treasure Savings Account Plus National Bank of Kuwait Egypt This one infinity account SUEZ CANAL BANK Ahlan Digital Account Credit Agricole Egypt Monthly Saving Plus account bank nxt
Interest rate
17% 18% 15.75% 13% – 18%
Min. opening deposit
EGP 5,000 EGP 10K EGP 500 EGP 5,000
Monthly fee
EGP 0 EGP 0 EGP 60 EGP 100
Compare with 3 similar savings

Added Tuesday 18 August 2026 - 11:36 AM Updated Saturday 24 October 2026 - 06:05 PM