Savings account — National Bank of Kuwait Egypt | Banky

Editor-in-Chief Mohamed Salah

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Editor-in-Chief Mohamed Salah

BANKY NOW 2 Nov 2026
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Savings account

National Bank of Kuwait Egypt · Savings · Egyptian Pound · 3.5 · Tuesday 18 August 2026 - 11:15 AM

The NBK Savings Account is suitable for customers seeking flexible access to their savings, unlimited withdrawals, and convenient digital banking services, while the quarterly interest payment and lowest-balance calculation should be considered.

Interest rate
3.75%
Min. opening deposit
EGP 0
Monthly fee
EGP 0

Banky Analysis

Suits you if

  • I want to start with a small amount
  • I want an account with banking features
    • More banking features than average

Not for you if

  • Grow my savings the most
    • Net yield after fees lower than average

What's good

  • No maintenance fees

All of this is measured against products in EGP only

Last checked Monday 02 November 2026 - 04:02 PM

Returns

Interest type
Fixed
Base rate
3.75%
Max rate
3.75%
Payout
Compounded annually

Balance & withdrawals

Min opening deposit
EGP 0
Min balance for interest
EGP 5,000
Overdraft allowed
No

Fees

Opening fee
EGP 120
Monthly fee
EGP 0
Quarterly fee
EGP 0
Below-minimum fee
EGP 0

Features & requirements

Debit card
Yes
Online banking
Yes
Mobile banking
Yes
Joint account
No
Minor account
No
For women
No
For pensioners
No

Do the maths

Savings account

See how regular monthly deposits grow your balance over time.

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Results are estimates for guidance only and may differ from a bank's actual offer.

Our take 3.5

3.5 Banky rating

Pros

  • Unlimited withdrawals: Customers can make an unlimited number of withdrawals, providing convenient access to their savings
  • Debit card: Customers receive an NBK debit card for convenient access to their funds.
  • Digital and phone banking: Customers can use NBK Online Banking and the 19336 telephone banking service, available 24/7.

Cons

  • Interest based on the lowest balance: Interest is calculated based on the lowest balance, so any decrease in the account balance may reduce the interest earned.
  • Inactive account restrictions: If there is no activity on the account for one year, it becomes dormant, and after five years or more without activity, it may be classified as an unclaimed account.
  • Fees on dormant accounts: Monthly fees apply to dormant and unclaimed accounts, and reactivation fees may also apply.

Our take

The NBK Savings Account is suitable for customers seeking flexible access to their savings, unlimited withdrawals, and convenient digital banking services, while the quarterly interest payment and lowest-balance calculation should be considered.

The NBK Savings Account is suitable for customers seeking flexible access to their savings, unlimited withdrawals, and convenient digital banking services, while the quarterly interest payment and lowest-balance calculation should be considered.

Compare

Alternatives at a glance
Savings account National Bank of Kuwait Egypt This one Wafa Saver Attijariwafa bank Egypt Current account with daily interest Emirates NBD saving account MID BANK
Interest rate
3.75% 4% – 7.5% 3% – 18% 2.75% – 8.75%
Min. opening deposit
EGP 0 EGP 5,000 EGP 50K EGP 2,000
Monthly fee
EGP 0 EGP 40 EGP 0 EGP 0
Compare with 3 similar savings

Added Tuesday 18 August 2026 - 11:12 AM Updated Saturday 24 October 2026 - 06:03 PM