Interest-bearing current account in US dollars — Egbank | Banky

Editor-in-Chief Mohamed Salah

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Editor-in-Chief Mohamed Salah

BANKY NOW 3 Nov 2026
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Interest-bearing current account in US dollars

Egbank · Savings · US Dollar · 1.5 · Tuesday 18 August 2026 - 10:18 AM

USD Interest-Bearing Current Account Interest Rate 0.10% to 0.75% annually Feature Checkbook Issuance Available

Interest rate
0.1% – 0.75%
Min. opening deposit
USD 50K
Monthly fee
USD 0

Banky Analysis

Not for you if

  • Grow my savings the most
    • Net yield after fees lower than average
  • I want to start with a small amount
  • I want an account with banking features
    • More banking features than average

All of this is measured against products in USD only

Last checked Monday 02 November 2026 - 04:02 PM

Returns

Interest type
Fixed
Base rate
0.1%
Max rate
0.75%
Payout
Compounded monthly
Rate tiers
  1. USD 50,000 – USD 99,999
    0.1%
  2. USD 100,000 – USD 499,999
    0.35%
  3. USD 500,000 – USD 999,999
    0.5%
  4. USD 1,000,000 – USD 4,999,999
    0.65%
  5. ≥ USD 5,000,000
    0.75%

Balance & withdrawals

Min opening deposit
USD 50,000
Min balance for interest
USD 50,000
Overdraft allowed
No

Fees

Opening fee
USD 150
Monthly fee
USD 0
Quarterly fee
USD 300
Below-minimum fee
USD 0

Features & requirements

Debit card
No
Online banking
Yes
Mobile banking
Yes
Joint account
No
Minor account
No
For women
No
For pensioners
No

Do the maths

Interest-bearing current account in US dollars

See how regular monthly deposits grow your balance over time.

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Results are estimates for guidance only and may differ from a bank's actual offer.

Our take 1.5

1.5 Banky rating

Pros

  • الحساب متاح للأفراد الطبيعيين و الأشخاص الاعتباريه
  • Availability of checkbook issuance

Cons

  • The minimum balance requirement is high at USD 50,000.

Our take

The USD interest-bearing current account offers a competitive option for customers seeking to manage their dollar funds while earning monthly interest. However, the minimum balance required to earn interest is relatively high at USD 50,000, which may limit its suitability for customers with smaller deposits. Interest rates range from 0.10% to 0.75%, depending on the account balance, with higher rates offered to customers maintaining larger deposits. The account is available to both individuals and legal entities, with checkbook issuance subject to the bank’s terms and conditions. Overall, the account is more suitable for high-net-worth individuals and corporate customers seeking liquidity and modest returns on their USD balances.

USD Interest-Bearing Current Account Interest Rate 0.10% to 0.75% annually Feature Checkbook Issuance Available

Compare

Alternatives at a glance
Interest-bearing current account in US dollars Egbank This one Savers Account CIB Egypt US Dollar Savings Account HSBC EGYPT Step Up Saving Account (USD) Egbank
Interest rate
0.1% – 0.75% 0.1% – 0.2% 0.1% 0.1% – 0.75%
Min. opening deposit
USD 50K USD 1,000 USD 5,000 USD 500
Monthly fee
USD 0 USD 0 USD 0 USD 0
Compare with 3 similar savings

Added Tuesday 18 August 2026 - 09:56 AM Updated Sunday 25 October 2026 - 11:06 PM