Saving Account — banque du caire | Banky

Editor-in-Chief Mohamed Salah

ع

Editor-in-Chief Mohamed Salah

BANKY NOW 2 Nov 2026
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Saving Account

banque du caire · Savings · Egyptian Pound · 3.0 · Saturday 10 October 2026 - 03:49 PM

A Banque du Caire savings account with a minimum opening balance of EGP 5,000, returns of up to 6.5%, four payout frequencies, and flexible deposits and withdrawals.

Interest rate
2.75% – 6.5%
Min. opening deposit
EGP 5,001
Monthly fee
EGP 0

Banky Analysis

Suits you if

  • I want an account with banking features
    • More banking features than average

Not for you if

  • Grow my savings the most
    • Net yield after fees lower than average
  • I want to start with a small amount

All of this is measured against products in EGP only

Last checked Monday 02 November 2026 - 04:02 PM

Returns

Interest type
Fixed
Base rate
2.75%
Max rate
6.5%
Payout
Multiple
Rate tiers
  1. EGP 5,001 – EGP 100,000 Compounded monthly
    2.75%
  2. EGP 5,001 – EGP 100,000 Compounded quarterly
    2.9%
  3. EGP 5,001 – EGP 100,000 Compounded semi-annually
    3%
  4. EGP 5,001 – EGP 100,000 Compounded annually
    3.1%
  5. EGP 100,001 – EGP 1,000,000 Compounded monthly
    2.9%
  6. EGP 100,001 – EGP 1,000,000 Compounded quarterly
    3%
  7. EGP 100,001 – EGP 1,000,000 Compounded semi-annually
    3.1%
  8. EGP 100,001 – EGP 1,000,000 Compounded annually
    3.25%
  9. EGP 1,000,001 – EGP 2,000,000 Compounded monthly
    3.5%
  10. EGP 1,000,001 – EGP 2,000,000 Compounded quarterly
    3.75%
  11. EGP 1,000,001 – EGP 2,000,000 Compounded semi-annually
    4%
  12. EGP 1,000,001 – EGP 2,000,000 Compounded annually
    4.25%
  13. ≥ EGP 2,000,001 Compounded monthly
    6%
  14. ≥ EGP 2,000,001 Compounded quarterly
    6.25%
  15. ≥ EGP 2,000,001 Compounded semi-annually
    6.5%
  16. ≥ EGP 2,000,001 Compounded annually
    6.5%

Balance & withdrawals

Min opening deposit
EGP 5,001
Min balance for interest
EGP 5,000
Overdraft allowed
No

Fees

Opening fee
EGP 120
Monthly fee
EGP 0
Quarterly fee
EGP 150
Below-minimum fee
EGP 75

Features & requirements

Debit card
Yes
Online banking
Yes
Mobile banking
Yes
Joint account
No
Minor account
No
For women
No
For pensioners
No

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Saving Account

See how regular monthly deposits grow your balance over time.

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Results are estimates for guidance only and may differ from a bank's actual offer.

Our take 3.0

3.0 Banky rating

Pros

  • Multiple interest payout frequencies and flexible deposits and withdrawals allow customers to manage their savings according to their needs.
  • Deposit and withdraw at any of the bank’s branches throughout Egypt

Cons

  • The interest rate is low compared to other alternatives.

Our take

يمنح حساب التوفير من بنك القاهرة العملاء مرونة في إدارة مدخراتهم، من خلال إتاحة السحب والإيداع في أي وقت عبر الفروع وماكينات الصراف الآلي، إلى جانب تعدد دوريات صرف العائد بين الشهرية والربع سنوية والنصف سنوية والسنوية. ويصل العائد إلى 6.5% وفقًا للشريحة ودورية الصرف، مع إمكانية الاستفادة من خدمات مصرفية إضافية، مثل إصدار بطاقة ائتمانية أو الحصول على قرض بضمان الحساب. ويعتمد العائد على أدنى رصيد دائن خلال الشهر، ما يجعل الحفاظ على مستوى الرصيد عاملًا مهمًا في تحديد العائد المستحق.

A Banque du Caire savings account with a minimum opening balance of EGP 5,000, returns of up to 6.5%, four payout frequencies, and flexible deposits and withdrawals.

Compare

Alternatives at a glance
Saving Account banque du caire This one saving account MID BANK Current account with daily interest Emirates NBD Everyday Savers CIB Egypt
Interest rate
2.75% – 6.5% 2.75% – 8.75% 3% – 18% 2% – 10%
Min. opening deposit
EGP 5,001 EGP 2,000 EGP 50K EGP 20K
Monthly fee
EGP 0 EGP 0 EGP 0 EGP 0
Compare with 3 similar savings

Added Wednesday 20 May 2026 - 12:50 PM Updated Tuesday 20 October 2026 - 11:40 AM