Mega Saving Account — banque du caire | Banky

Editor-in-Chief Mohamed Salah

ع

Editor-in-Chief Mohamed Salah

BANKY NOW 2 Nov 2026
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Mega Saving Account

banque du caire · Savings · Egyptian Pound · 4.0 · Sunday 19 July 2026 - 03:49 PM

A flexible savings account with a low opening balance requirement and multiple interest payout options, subject to a higher balance for interest eligibility.

Interest rate
11% – 18.5%
Min. opening deposit
EGP 5,000
Monthly fee
EGP 0

Banky Analysis

Suits you if

  • Grow my savings the most
    • Net yield after fees higher than average
  • I want an account with banking features
    • More banking features than average

Not for you if

  • I want to start with a small amount

All of this is measured against products in EGP only

Last checked Monday 02 November 2026 - 04:02 PM

Returns

Interest type
Fixed
Base rate
11%
Max rate
18.5%
Payout
Multiple
Rate tiers
  1. EGP 100,000 – EGP 999,999 Daily
    12.5%
  2. EGP 100,000 – EGP 999,999 Compounded monthly
    11%
  3. EGP 100,000 – EGP 999,999 Compounded quarterly
    11.5%
  4. EGP 100,000 – EGP 999,999 Compounded annually
    12%
  5. EGP 1,000,000 – EGP 9,999,999 Daily
    14.25%
  6. EGP 1,000,000 – EGP 9,999,999 Compounded monthly
    13.5%
  7. EGP 1,000,000 – EGP 9,999,999 Compounded quarterly
    13.75%
  8. EGP 1,000,000 – EGP 9,999,999 Compounded annually
    14%
  9. EGP 10,000,000 – EGP 29,999,999 Daily
    16.25%
  10. EGP 10,000,000 – EGP 29,999,999 Compounded monthly
    16.5%
  11. EGP 10,000,000 – EGP 29,999,999 Compounded quarterly
    16.75%
  12. EGP 10,000,000 – EGP 29,999,999 Compounded annually
    17%
  13. ≥ EGP 30,000,000 Daily
    17.25%
  14. ≥ EGP 30,000,000 Compounded monthly
    18%
  15. ≥ EGP 30,000,000 Compounded quarterly
    18.25%
  16. ≥ EGP 30,000,000 Compounded annually
    18.5%

Balance & withdrawals

Min opening deposit
EGP 5,000
Min balance for interest
EGP 100,000
Overdraft allowed
No

Fees

Opening fee
EGP 250
Monthly fee
EGP 0
Quarterly fee
EGP 150
Below-minimum fee
EGP 100

Features & requirements

Debit card
Yes
Online banking
Yes
Mobile banking
Yes
Joint account
No
Minor account
No
For women
No
For pensioners
No

Do the maths

Mega Saving Account

See how regular monthly deposits grow your balance over time.

Enter values to see the result.

Results are estimates for guidance only and may differ from a bank's actual offer.

Our take 4.0

4.0 Banky rating

Pros

  • Flexible payout frequency options
  • You can make deposits and withdrawals at any of the bank’s branches throughout Egypt.

Cons

  • The minimum balance required to earn a return is high.

Our take

Banque du Caire’s Mega Savings Account offers a balanced combination of flexibility and convenience, featuring a low minimum opening balance and multiple interest payout options. However, customers must maintain at least EGP 100,000 to qualify for interest earnings.

A flexible savings account with a low opening balance requirement and multiple interest payout options, subject to a higher balance for interest eligibility.

Compare

Alternatives at a glance
Mega Saving Account banque du caire This one Super Daily Plus Savings Account bank nxt MID Prime Saving Account MID BANK Bedya account SUEZ CANAL BANK
Interest rate
11% – 18.5% 11% – 15.25% 11% – 17.75% 11.75%
Min. opening deposit
EGP 5,000 EGP 5,000 EGP 5,000 EGP 0
Monthly fee
EGP 0 EGP 100 EGP 0 EGP 10
Compare with 3 similar savings

Added Wednesday 20 May 2026 - 12:07 PM Updated Tuesday 20 October 2026 - 11:27 AM