saver-E Digital — FABMISR | Banky

Editor-in-Chief Mohamed Salah

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Editor-in-Chief Mohamed Salah

BANKY NOW 2 Nov 2026
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saver-E Digital

FABMISR · Savings · Egyptian Pound · 4.0 · Saturday 08 August 2026 - 02:43 PM

The Digital E-SAVER account is an excellent choice for individuals seeking a digital savings option in Egyptian pounds that offers a regular monthly return.

Interest rate
3% – 17%
Min. opening deposit
EGP 10K
Monthly fee
EGP 50

Banky Analysis

Suits you if

  • Grow my savings the most
    • Net yield after fees higher than average
  • I want an account with banking features
    • More banking features than average

Not for you if

  • I want to start with a small amount

All of this is measured against products in EGP only

Last checked Monday 02 November 2026 - 04:02 PM

Returns

Interest type
Fixed
Base rate
3%
Max rate
17%
Payout
Compounded monthly
Rate tiers
  1. EGP 10,000 – EGP 49,999
    3%
  2. EGP 50,000 – EGP 99,999
    13.5%
  3. EGP 100,000 – EGP 499,999
    14%
  4. EGP 500,000 – EGP 9,999,999
    16.25%
  5. ≥ EGP 10,000,000
    17%

Balance & withdrawals

Min opening deposit
EGP 10,000
Min balance for interest
EGP 10,000
Max withdrawals/mo
100000
Overdraft allowed
No

Fees

Opening fee
EGP 150
Monthly fee
EGP 50
Quarterly fee
EGP 0
Below-minimum fee
EGP 100

Features & requirements

Debit card
Yes
Online banking
Yes
Mobile banking
Yes
Joint account
Yes
Minor account
No
For women
No
For pensioners
No

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Our take 4.0

4.0 Banky rating

Pros

  • Quick and easy digital account opening experience
  • Earn interest on your savings starting from balances as low as EGP 10,000
  • Available for minors
  • Integrated digital management: The ability to monitor and manage accounts and transactions electronically around the clock.
  • High returns starting from EGP 500,000

Cons

  • Available in Egyptian Pounds (EGP) only
  • Digital account opening is limited to individuals aged 21 and older, though accounts may also be opened for minors subject to specific conditions.
  • Single payout frequency: The account does not allow for the selection of other payout frequencies (such as annual or quarterly) for those wishing to accumulate returns over longer periods.

Our take

The Digital E-SAVER account is an excellent choice for individuals seeking a digital savings option in Egyptian Pounds that offers a regular monthly return—starting with a minimum balance of EGP 10,000—and provides the benefit of very high yields on larger savings amounts (EGP 500,000 or more). If your priority is the flexibility of digital management via mobile—avoiding the complexities associated with paperwork and branch visits—while earning a steady monthly return on your local currency savings, this account effectively meets those needs.

The Digital E-SAVER account is an excellent choice for individuals seeking a digital savings option in Egyptian pounds that offers a regular monthly return.

Compare

Alternatives at a glance
saver-E Digital FABMISR This one Current account with daily interest Emirates NBD saving account MID BANK Everyday Savers CIB Egypt
Interest rate
3% – 17% 3% – 18% 2.75% – 8.75% 2% – 10%
Min. opening deposit
EGP 10K EGP 50K EGP 2,000 EGP 20K
Monthly fee
EGP 50 EGP 0 EGP 0 EGP 0
Compare with 3 similar savings

Added Tuesday 04 August 2026 - 12:55 PM Updated Saturday 10 October 2026 - 06:36 PM