Savings Accounts — BANQUE MISR | Banky

Editor-in-Chief Mohamed Salah

ع

Editor-in-Chief Mohamed Salah

BANKY NOW 2 Nov 2026
  • Central Bank of Egypt
  • 🇺🇸 USD Buy 55.37 Sell 55.51 −0.35 −0.63%
  • 🇪🇺 EUR Buy 62.05 Sell 62.22 −0.13 −0.21%
  • 🇬🇧 GBP Buy 74.26 Sell 74.45 −0.36 −0.48%
  • 🇸🇦 SAR Buy 14.75 Sell 14.79 −0.09 −0.63%
  • 🇦🇪 AED Buy 15.07 Sell 15.11 −0.09 −0.62%
  • 🇰🇼 KWD Buy 179.65 Sell 180.15 −1.14 −0.63%
  • 24 Karat 7,040.00 +25.00 +0.36%
  • 21 Karat 6,160.00 +20.00 +0.33%
  • 18 Karat 5,280.00 +15.00 +0.28%
  • Gold Pound 49,280.00 +160.00 +0.33%
  • Ounce 218,970.00 +710.00 +0.33%

Savings Accounts

BANQUE MISR · Savings · Egyptian Pound · 3.0 · Monday 20 July 2026 - 03:27 PM

A flexible savings account starting from EGP 3,000, offering competitive returns and comprehensive banking and digital services.

Interest rate
9% – 11%
Min. opening deposit
EGP 3,000
Monthly fee
EGP 0

Banky Analysis

Suits you if

  • Grow my savings the most
    • Net yield after fees higher than average
  • I want to start with a small amount
  • I want an account with banking features
    • More banking features than average

What's good

  • Fees lower than average

All of this is measured against products in EGP only

Last checked Monday 02 November 2026 - 04:02 PM

Returns

Interest type
Fixed
Base rate
9%
Max rate
11%
Payout
Multiple
Rate tiers
  1. EGP 10,000 – EGP 50,000 Compounded monthly
    9%
  2. EGP 10,000 – EGP 50,000 Compounded quarterly
    9.25%
  3. EGP 10,000 – EGP 50,000 Compounded semi-annually
    9.38%
  4. EGP 10,000 – EGP 50,000 Compounded annually
    9.5%
  5. EGP 50,001 – EGP 250,000 Compounded monthly
    9.5%
  6. EGP 50,001 – EGP 250,000 Compounded quarterly
    9.75%
  7. EGP 50,001 – EGP 250,000 Compounded semi-annually
    9.88%
  8. EGP 50,001 – EGP 250,000 Compounded annually
    10%
  9. EGP 250,001 – EGP 500,000 Compounded monthly
    10%
  10. EGP 250,001 – EGP 500,000 Compounded quarterly
    10.25%
  11. EGP 250,001 – EGP 500,000 Compounded semi-annually
    10.38%
  12. EGP 250,001 – EGP 500,000 Compounded annually
    10.5%
  13. ≥ EGP 500,001 Compounded monthly
    10.5%
  14. ≥ EGP 500,001 Compounded quarterly
    10.75%
  15. ≥ EGP 500,001 Compounded semi-annually
    10.88%
  16. ≥ EGP 500,001 Compounded annually
    11%

Balance & withdrawals

Min opening deposit
EGP 3,000
Min balance for interest
EGP 10,000
Overdraft allowed
No

Fees

Opening fee
EGP 100
Monthly fee
EGP 0
Quarterly fee
EGP 75
Below-minimum fee
EGP 30

Features & requirements

Debit card
Yes
Online banking
Yes
Mobile banking
Yes
Joint account
No
Minor account
No
For women
No
For pensioners
No

Do the maths

Savings Accounts

See how regular monthly deposits grow your balance over time.

Enter values to see the result.

Results are estimates for guidance only and may differ from a bank's actual offer.

Our take 3.0

3.0 Banky rating

Pros

  • Flexibility in choosing the return payout frequency for savings accounts (monthly, quarterly, semi-annually, or annually).

Cons

  • The benefit is minimal compared to other alternatives.

Our take

Banque Misr's Local Currency Savings Account is a suitable option for customers seeking a flexible savings solution that combines competitive returns with convenient day-to-day banking services. The account offers multiple interest payout frequencies and access to a wide range of banking and digital services.

A flexible savings account starting from EGP 3,000, offering competitive returns and comprehensive banking and digital services.

Compare

Alternatives at a glance
Savings Accounts BANQUE MISR This one Wafa Premium Account Attijariwafa bank Egypt star the united bank Annually Saving Plus Account bank nxt
Interest rate
9% – 11% 9% – 17.75% 10% – 13.25% 8%
Min. opening deposit
EGP 3,000 EGP 20K EGP 100K EGP 5,000
Monthly fee
EGP 0 EGP 50 EGP 40 EGP 100
Compare with 3 similar savings

Added Monday 20 July 2026 - 03:19 PM Updated Saturday 10 October 2026 - 02:39 PM