Compare: Employees Loan vs The education loan | Banky

Editor-in-Chief Mohamed Salah

ع

Editor-in-Chief Mohamed Salah

BANKY NOW 3 Nov 2026
  • Central Bank of Egypt
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Employees Loan — best on every question below.

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SpecsEmployees Loan Arab African International BankThe education loan banque du caire
Available onlineYes No
Loan typePersonal Loan Personal Loan
Interest typeReducing Balance Reducing Balance
Interest rate28.5% Best29%
Min amountEGP 15,000 EGP 15,000
Max amountEGP 5,000,000 BestEGP 300,000
Min term1 yr Flexible
Max term12 yrs 1 yr
Max DTI50% 50%
Max financing100% —
Zero down paymentNo No
Processing fee (%)2.5% 2.5%
Processing fee (fixed)EGP 300 —
Early repayment penalty10% 10%
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