3 products side by side
Secured Personal Loan (Against Savings Vessel) bank nxt
Loan Secured by Savings Vessels Agricultural Bank of Egypt
Loan Secured by a Savings Vessel Arab African International Bank No product wins everything — the right one depends on your need.
| Specs | Secured Personal Loan (Against Savings Vessel) bank nxt | Loan Secured by Savings Vessels Agricultural Bank of Egypt | Loan Secured by a Savings Vessel Arab African International Bank |
|---|---|---|---|
| Available online | No | No | No |
| Loan type | Personal Loan | Personal Loan | Personal Loan |
| Interest type | Reducing Balance | Reducing Balance | Reducing Balance |
| Interest rate | 2.7% | 0% Best | 4% |
| Min amount | EGP 0 Best | EGP 0 Best | EGP 10,000 |
| Max amount | EGP 0 | EGP 0 | EGP 6,000,000 Best |
| Min term | 1 yr | 1 yr | 1 yr |
| Max term | 10 yrs | 10 yrs | 10 yrs |
| Max DTI | — | 50% | 50% |
| Max financing | 95% Best | 90% | 93% |
| Zero down payment | No | Yes | No |
| Processing fee (%) | 2% | 2% | 2% |
| Processing fee (fixed) | — | — | EGP 300 |
| Early repayment penalty | — | 7% Best | 10% |
| Approval time | 0 days | — | — |
| Min age | — | 21 | 25 |
| Max age | — | 60 | 65 |
| Approved employer | No | No | No |
| Requires collateral | Yes | Yes | Yes |
| Life insurance | No | No | No |