Editor-in-Chief Mohamed Salah
BANKY NOW 3 Nov 2026
Central Bank of Egypt- 🇺🇸 USD Buy 55.28 Sell 55.42 −0.08 −0.15%
- 🇪🇺 EUR Buy 61.80 Sell 61.97 −0.25 −0.40%
- 🇬🇧 GBP Buy 74.13 Sell 74.34 −0.11 −0.15%
- 🇸🇦 SAR Buy 14.73 Sell 14.77 −0.02 −0.16%
- 🇦🇪 AED Buy 15.05 Sell 15.09 −0.02 −0.15%
- 🇰🇼 KWD Buy 179.43 Sell 179.94 −0.22 −0.12%
- 24 Karat 7,040.00 +25.00 +0.36%
- 21 Karat 6,160.00 +20.00 +0.33%
- 18 Karat 5,280.00 +15.00 +0.28%
- Gold Pound 49,280.00 +160.00 +0.33%
- Ounce 218,970.00 +710.00 +0.33%
Loans
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2 products side by side
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Personal Loan CIB Egypt - Remove
Loan against Property FABMISR - Up to 3 products
No product wins everything — the right one depends on your need.
Best for…
- Lowest rate Loan against Property 23% vs 23.5% at Personal Loan
- Largest amount Personal Loan EGP 13,500,000 vs EGP 2,000,000 at Loan against Property
Biggest differences
- Max amount ×7
All specifications
| Specs | Personal Loan CIB Egypt | Loan against Property FABMISR |
|---|---|---|
| Available online | No | Yes |
| Loan type | Personal Loan | Personal Loan |
| Interest type | Reducing Balance | Reducing Balance |
| Interest rate | 23.5% | 23% Best |
| Min amount | EGP 10,000 | EGP 10,000 |
| Max amount | EGP 13,500,000 Best | EGP 2,000,000 |
| Min term | 1 yr | 5 mo |
| Max term | 8 yrs | 7 yrs |
| Max DTI | 50% | 50% |
| Zero down payment | No | Yes |
| Processing fee (%) | 2% | 2% |
| Processing fee (fixed) | EGP 200 | — |
| Early repayment penalty | — | 8% |
| Min monthly income | EGP 10,000 | — |
| Min age | 21 | 30 |
| Max age | 60 | — |
| Approved employer | No | No |
| Requires collateral | No | No |
| Life insurance | Yes | No |