3 products side by side
Personal Loan CIB Egypt
Doctors' Loan NBE National Bank of Egypt
Loan against Property FABMISR No product wins everything — the right one depends on your need.
| Specs | Personal Loan CIB Egypt | Doctors' Loan NBE National Bank of Egypt | Loan against Property FABMISR |
|---|---|---|---|
| Available online | No | Yes | Yes |
| Loan type | Personal Loan | Personal Loan | Personal Loan |
| Interest type | Reducing Balance | Reducing Balance | Reducing Balance |
| Interest rate | 23.5% | 23% Best | 23% Best |
| Min amount | EGP 10,000 | EGP 10,000 | EGP 10,000 |
| Max amount | EGP 13,500,000 Best | EGP 2,000,000 | EGP 2,000,000 |
| Min term | 1 yr | 6 mo | 5 mo |
| Max term | 8 yrs | 7 yrs | 7 yrs |
| Max DTI | 50% | 50% | 50% |
| Max financing | — | 100% | — |
| Zero down payment | No | Yes | Yes |
| Processing fee (%) | 2% Best | 3% | 2% Best |
| Processing fee (fixed) | EGP 200 Best | EGP 250 | — |
| Early repayment penalty | — | 7% Best | 8% |
| Min monthly income | EGP 10,000 | EGP 5,000 Best | — |
| Min age | 21 | 25 | 30 |
| Max age | 60 | 65 | — |
| Approved employer | No | No | No |
| Requires collateral | No | No | No |
| Life insurance | Yes | No | No |