Editor-in-Chief Mohamed Salah
BANKY NOW 3 Nov 2026
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Loans
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3 products side by side
- Remove
Private Sector Employees Personal Loan banque du caire - Remove
Business owners and self-employed National Bank of Egypt - Remove Pensioners Personal Loan banque du caire
No product wins everything — the right one depends on your need.
Best for…
- Largest amount Private Sector Employees Personal Loan EGP 2,000,000 vs EGP 1,000,000 at Pensioners Personal Loan
- Lowest processing fee Business owners and self-employed 2% vs 2.5% at Private Sector Employees Personal Loan & Pensioners Personal Loan
- On a modest income Private Sector Employees Personal Loan & Pensioners Personal Loan EGP 1,000 vs EGP 10,000 at Business owners and self-employed
Biggest differences
- Min amount EGP 5,000 apart
- Min monthly income ×10
- Max amount ×2
- Early repayment penalty 3 pts apart
All specifications
| Specs | Private Sector Employees Personal Loan banque du caire | Business owners and self-employed National Bank of Egypt | Pensioners Personal Loan banque du caire |
|---|---|---|---|
| Available online | No | Yes | No |
| Loan type | Personal Loan | Personal Loan | Personal Loan |
| Interest type | Reducing Balance | Reducing Balance | Reducing Balance |
| Interest rate | 22% | 22% | 22% |
| Min amount | EGP 5,000 | EGP 0 Best | EGP 3,000 |
| Max amount | EGP 2,000,000 Best | EGP 1,500,000 | EGP 1,000,000 |
| Min term | 1 yr | Flexible | 1 yr |
| Max term | 10 yrs | 7 yrs | 12 yrs |
| Max DTI | 50% | 50% | 50% |
| Max financing | — | 100% | — |
| Zero down payment | No | Yes | No |
| Processing fee (%) | 2.5% | 2% Best | 2.5% |
| Processing fee (fixed) | — | EGP 250 | — |
| Early repayment penalty | 10% | 7% Best | 10% |
| Min monthly income | EGP 1,000 Best | EGP 10,000 | EGP 1,000 Best |
| Min age | 21 | 21 | 21 |
| Max age | 60 | 65 | 70 |
| Self-employed register months | — | 24 mo | — |
| Approved employer | Yes | No | Yes |
| Requires collateral | Yes | No | Yes |
| Life insurance | Yes | No | Yes |