Editor-in-Chief Mohamed Salah
BANKY NOW 3 Nov 2026
Central Bank of Egypt- 🇺🇸 USD Buy 55.28 Sell 55.42 −0.08 −0.15%
- 🇪🇺 EUR Buy 61.80 Sell 61.97 −0.25 −0.40%
- 🇬🇧 GBP Buy 74.13 Sell 74.34 −0.11 −0.15%
- 🇸🇦 SAR Buy 14.73 Sell 14.77 −0.02 −0.16%
- 🇦🇪 AED Buy 15.05 Sell 15.09 −0.02 −0.15%
- 🇰🇼 KWD Buy 179.43 Sell 179.94 −0.22 −0.12%
- 24 Karat 7,040.00 +25.00 +0.36%
- 21 Karat 6,160.00 +20.00 +0.33%
- 18 Karat 5,280.00 +15.00 +0.28%
- Gold Pound 49,280.00 +160.00 +0.33%
- Ounce 218,970.00 +710.00 +0.33%
Loans
Browse all Loans
Compare Loans
2 products side by side
- Remove
Employees Loan Agricultural Bank of Egypt - Remove
Personal Loan CIB Egypt - Up to 3 products
No product wins everything — the right one depends on your need.
Best for…
- Lowest rate Employees Loan 21% vs 23.5% at Personal Loan
- Largest amount Personal Loan EGP 13,500,000 vs EGP 6,000,000 at Employees Loan
- On a modest income Employees Loan EGP 3,000 vs EGP 10,000 at Personal Loan
Biggest differences
- Min monthly income ×3
- Max amount ×2
- Interest rate 2.5 pts apart
All specifications
| Specs | Employees Loan Agricultural Bank of Egypt | Personal Loan CIB Egypt |
|---|---|---|
| Available online | No | No |
| Loan type | Personal Loan | Personal Loan |
| Interest type | Reducing Balance | Reducing Balance |
| Interest rate | 21% Best | 23.5% |
| Min amount | EGP 10,000 | EGP 10,000 |
| Max amount | EGP 6,000,000 | EGP 13,500,000 Best |
| Min term | 1 yr | 1 yr |
| Max term | 10 yrs | 8 yrs |
| Max DTI | 50% | 50% |
| Max financing | 100% | — |
| Zero down payment | Yes | No |
| Processing fee (%) | 2% | 2% |
| Processing fee (fixed) | EGP 200 | EGP 200 |
| Early repayment penalty | 7% | — |
| Min monthly income | EGP 3,000 Best | EGP 10,000 |
| Min age | 21 | 21 |
| Max age | 65 | 60 |
| Self-employed register months | 24 mo | — |
| Approved employer | No | No |
| Requires collateral | No | No |
| Life insurance | No | Yes |