Editor-in-Chief Mohamed Salah
BANKY NOW 5 Nov 2026
Central Bank of Egypt- 🇺🇸 USD Buy 53.87 Sell 54.01 −0.76 −1.38%
- 🇪🇺 EUR Buy 60.45 Sell 60.61 −1.03 −1.67%
- 🇬🇧 GBP Buy 72.52 Sell 72.72 −1.14 −1.54%
- 🇸🇦 SAR Buy 14.35 Sell 14.39 −0.20 −1.38%
- 🇦🇪 AED Buy 14.67 Sell 14.71 −0.21 −1.40%
- 🇰🇼 KWD Buy 174.97 Sell 175.48 −2.46 −1.38%
- 24 Karat 7,095.00 −25.00 −0.35%
- 21 Karat 6,210.00 −20.00 −0.32%
- 18 Karat 5,325.00 −15.00 −0.28%
- Gold Pound 49,680.00 −160.00 −0.32%
- Ounce 220,745.00 −710.00 −0.32%
Loans
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Compare Loans
3 products side by side
No product wins everything — the right one depends on your need.
Best for…
- Lowest rate Auto Loan & Car loan 20.5% vs 21.5% at New Car Loan
- Largest amount New Car Loan EGP 13,500,000 vs EGP 4,000,000 at Car loan
- Lowest processing fee Car loan 0% vs 2% at Auto Loan
- On a modest income Auto Loan EGP 5,000 vs EGP 10,000 at Car loan
Biggest differences
- Min amount EGP 10,000 apart
- Processing fee (%) 2 pts apart
- Max amount ×3
- Max financing 20 pts apart
All specifications
| Specs | Auto Loan Agricultural Bank of Egypt | Car loan FABMISR | New Car Loan CIB Egypt |
|---|---|---|---|
| Available online | No | Yes | No |
| Loan type | Auto Loan | Auto Loan | Auto Loan |
| Interest type | Reducing Balance | Reducing Balance | Reducing Balance |
| Interest rate | 20.5% Best | 20.5% Best | 21.5% |
| Min amount | EGP 10,000 | EGP 10,000 | EGP 0 Best |
| Max amount | EGP 10,000,000 | EGP 4,000,000 | EGP 13,500,000 Best |
| Min term | 1 yr | 6 mo | 1 yr |
| Max term | 10 yrs | 5 yrs | 8 yrs |
| Max DTI | 50% | 50% | — |
| Max financing | 80% | 90% | 100% Best |
| Zero down payment | No | Yes | Yes |
| Processing fee (%) | 2% | 0% Best | 1% |
| Processing fee (fixed) | — | — | EGP 200 |
| Early repayment penalty | 7% Best | 8% | — |
| Min monthly income | EGP 5,000 Best | EGP 10,000 | — |
| Min age | 21 | 21 | — |
| Max age | 60 | 60 | — |
| Self-employed register months | 24 mo Best | 35 mo | — |
| Approved employer | No | No | No |
| Requires collateral | No | Yes | No |
| Life insurance | No | Yes | Yes |