Editor-in-Chief Mohamed Salah
BANKY NOW 5 Nov 2026
Central Bank of Egypt- 🇺🇸 USD Buy 53.87 Sell 54.01 −0.76 −1.38%
- 🇪🇺 EUR Buy 60.45 Sell 60.61 −1.03 −1.67%
- 🇬🇧 GBP Buy 72.52 Sell 72.72 −1.14 −1.54%
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- 🇰🇼 KWD Buy 174.97 Sell 175.48 −2.46 −1.38%
- 24 Karat 7,095.00 −25.00 −0.35%
- 21 Karat 6,210.00 −20.00 −0.32%
- 18 Karat 5,325.00 −15.00 −0.28%
- Gold Pound 49,680.00 −160.00 −0.32%
- Ounce 220,745.00 −710.00 −0.32%
Loans
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2 products side by side
No product wins everything — the right one depends on your need.
Best for…
- Largest amount Auto Loan EGP 10,000,000 vs EGP 3,000,000 at Car loan
Biggest differences
- Max amount ×3
- Early repayment penalty 4 pts apart
- Max financing 20 pts apart
All specifications
| Specs | Auto Loan Agricultural Bank of Egypt | Car loan National Bank of Egypt |
|---|---|---|
| Available online | No | No |
| Loan type | Auto Loan | Auto Loan |
| Interest type | Reducing Balance | Reducing Balance |
| Interest rate | 20.5% | 20.5% |
| Min amount | EGP 10,000 | EGP 10,000 |
| Max amount | EGP 10,000,000 Best | EGP 3,000,000 |
| Min term | 1 yr | 1 yr |
| Max term | 10 yrs | 7 yrs |
| Max DTI | 50% | 50% |
| Max financing | 80% | 100% Best |
| Zero down payment | No | Yes |
| Processing fee (%) | 2% | 2% |
| Processing fee (fixed) | — | EGP 250 |
| Early repayment penalty | 7% | 3% Best |
| Min monthly income | EGP 5,000 | EGP 5,000 |
| Min age | 21 | 21 |
| Max age | 60 | 60 |
| Self-employed register months | 24 mo | — |
| Approved employer | No | No |
| Requires collateral | No | Yes |
| Life insurance | No | No |